Penn Treaty and American Network Liquidation Information for Michigan Consumers

Key Information

  • As of March 1, 2017, Penn Treaty and American Network are in liquidation.
  • State guaranty associations will provide coverage for all policyholders residing in the United States.
  • The guaranty associations have contracted to use the existing Penn Treaty computer systems, policy/claims records, and staff to administer the policies, either directly or through LTC Reinsurance PCC (“LTC Re”).
  • To be eligible for guaranty association coverage, it is very important that you continue paying your policy premiums in full and on time.
  • The process used to ask policy questions and for claim submissions remains unchanged.

Penn Treaty created a web page about the liquidation. For more information visit

An information page was also created by the Michigan Life and Health Insurance Guaranty Association at  

If you still have questions, you can contact our office at 877-999-6442.