Department of Insurance and Financial Services Takes Enforcement Action Against Unlicensed Individual Selling Fraudulent Insurance Through Social Media

Media Contact: Andrea Miller
Media: 517-284-8668
Consumer Hotline: 877-999-6442
Facebook: /MIDIFS Twitter: @MIDIFS


(LANSING) The Michigan Department of Insurance and Financial Services (DIFS) issued a Cease and Desist Order against Darryl Dionyus Cook of Warren, Michigan for unlicensed insurance activity. Cook violated the Insurance Code by selling, soliciting, or negotiating insurance without the proper licensure from the State.


DIFS staff responded to a tip about Darryl Dionyus Cook and possible unlicensed activity. DIFS initiated an investigation and found that Cook was advertising and selling fraudulent no-fault insurance policies via the popular social media channel Facebook.

“DIFS advises consumers to only conduct business with entities that are properly licensed,” said DIFS Director Patrick McPharlin. “Remember, if it sounds too good to be true, it probably is.”

More Information

Consumers often find out that their insurance is fraudulent after it’s too late (i.e., after car accident, theft, etc.). The best way to stop the sale of fraudulent insurance is to be an informed consumer. Identify the person you are working with and ensure they are properly licensed to sell insurance. To transact the business of insurance, an individual/agency must be licensed by DIFS. Ask the person for their full name and insurance license number. You may verify their license by calling 877-999-6442 or via DIFS’ licensing locators located on the DIFS website, (Agent) (Agency)

If you feel you have fallen victim to buying from an unlicensed agent, or you would like to check the licensing status of an agent, please contact DIFS at 877-999-6442. For more information about DIFS or the services provided, please visit the website at, follow them on Twitter or “Like” them on Facebook.