DIFS Bulletins 2011 - 2015

  • Bulletin 2015-22-INS

    Annual Adjustment of the Fire Insurance Maximum Escrow under the Michigan Insurance Code (supersedes Bulletin 2015-04-INS; superseded by Bulletin 2016-21-INS)

  • Bulletin 2015-21-INS PDF icon

    Insurance Sliding

  • Bulletin 2015-20-INS

    Annual Adjustment of the Maximum Work Loss Benefit Payable Under Policies of Personal Protection Insurance (supersedes Bulletin 2014-15-INS; superseded by Bulletin 2016-19-INS)

  • Bulletin 2015-19-INS PDF icon

    No-fault Auto Insurance: Named Driver Exclusions (supersedes Bulletin No. 79-11)

  • Bulletin 2015-18-INS PDF icon

    Network Adequacy and Service Area Requirements for Medicaid HMOs (supersedes Bulletin 2009-07-INS)

  • Bulletin 2015-17-INS

    Minimum Benefit Levels for Substance Abuse (supersedes Bulletin 2014-16-INS; superseded by Bulletin 2016-08-INS)

  • Bulletin 2015-16-CF PDF iconCounselor Certification Program
  • Bulletin 2015-15-BT PDF icon

    Bank and Savings Bank Supervisory and Trust Fees (supersedes Bulletin 2014-13-BT; superseded by Bulletin 2016-16-BT)
    Prior years' fee bulletins

  • Bulletin 2015-14-INS PDF icon

    Automobile Policy Cancellations for Fraudulent Claims

  • Bulletin 2015-12-INS

    Annual CPI Adjustment of the Surplus Lines Licensee fee for costs (supersedes Bulletin 2014-11-INS; superseded by Bulletin 2016-14-INS)

  • Bulletin 2015-13-INS

    Michigan Property and Casualty Guaranty Association's annual adjustment of an insured's maximum unearned premium refund (supersedes Bulletin 2014-12-INS; superseded by Bulletin 2016-13-INS)

  • Bulletin 2015-11-INS PDF icon

    Insurance Producer Appointments

  • Bulletin 2015-10-INS

    Maximum amount of the Cemetery or Funeral Assignment (supersedes Bulletin 2014-10-INS; superseded by Bulletin 2016-12-INS)

  • Bulletin 2015-09-INS PDF icon

    Mandatory Use of NAIC OPTins for Submitting All Surplus Lines Tax Report and Payment

  • Bulletin 2015-08-INS PDF icon

    2016 Form and Rate Filing Requirements for Stand-Alone Dental Plans (supersedes Bulletin 2015-06-INS)

  • Bulletin 2015-07-INS PDF icon

    2016 Form and Rate Filing Requirements for Medical Plans (supersedes Bulletin 2015-05-INS)

  • Bulletin 2015-06-INS

    2016 Form and Rate Filing Requirements for Stand-Alone Dental Plans (supersedes Bulletin 2014-08-INS; superseded by Bulletin 2015-08-INS)

  • Bulletin 2015-05-INS

    2016 Form and Rate Filing Requirements for Medical Plans (supersedes Bulletin 2014-06-INS; superseded by Bulletin 2015-07-INS)

  • Bulletin 2015-03-BT PDF icon

    BIDCO Annual Schedule of Fees (supersedes Bulletin 2014-05-BT; superseded by Bulletin 2016-02-BT)

  • Bulletin 2015-01-CF

    Documentary Preparation Fee Adjustment under the Motor Vehicle Sales Finance Act (supersedes Bulletin 2013-01-CF; superseded by Bulletin 2017-02-CF)

  • Bulletin 2015-04-INS

    Fire Insurance Maximum (supersedes Bulletin 2014-09-INS; superseded by Bulletin 2015-22-INS)

  • Bulletin 2015-02-INS

    P&C Annual Adjustment of the Net Worth Limit and Claim Cap (supersedes Bulletin 2014-02-INS; superseded by Bulletin 2016-03-INS)

  • Bulletin 2014-16-INS

    Minimum Benefit Levels for Substance Abuse (supersedes Bulletin 2013-06-INS; superseded by Bulletin 2015-17-INS)

  • Bulletin 2014-15-INS

    Maximum Work Loss Benefit (supersedes Bulletin 2013-16-INS; superseded by Bulletin 2015-20-INS)

  • Rescission of Bulletin 84-11 PDF icon
  • Bulletin 2014-14-CU PDF iconAllowance and Reserve Accounts (supersedes Bulletin 2005-09-CU)
  • Bulletin 2014-13-BT PDF iconBank and Savings Bank Supervisory and Trust Fees (supersedes Bulletin 2013-15-BT; superseded by Bulletin 2015-15-BT)
  • Bulletin 2014-12-INS

    P&C Annual Adjustment of an insured's maximum unearned premium refund (supersedes Bulletin 2013-13-INS; superseded by Bulletin 2015-13-INS)

  • Bulletin 2014-11-INS

    Annual CPI Adjustment of the Surplus Lines Licensee fee for costs (supersedes Bulletin 2013-14-INS; superseded by Bulletin 2015-12-INS)

  • Bulletin 2014-10-INS

    Maximum amount of the Cemetery or Funeral Assignment (supersedes Bulletin 2013-11-INS; superseded by Bulletin 2015-10-INS)

  • Bulletin 2014-09-INS

    Annual Adjustment of Fire Insurance Maximum (supersedes Bulletin 2013-12-INS, superseded by Bulletin 2015-04-INS)

  • Bulletin 2014-08-INS PDF icon

    2015 Form and Rate Filing Requirements for Stand-Alone Dental Plans (supersedes Bulletin 2014-07-INS; superseded by Bulletin 2015-06-INS)

  • Bulletin 2014-07-INS

    2015 Form and Rate Filing Requirements for Stand-Alone Dental Plans (supersedes Bulletin 2013-07-INS; superseded by Bulletin 2014-08-INS)

  • Bulletin 2014-06-INS PDF icon

    2015 Form and Rate Filing Requirements for Health Plans (supersedes Bulletin 2013-07-INS; superseded by Bulletin 2015-05-INS)

  • Memo Concerning Rescission of Bulletin No. 97-09 PDF icon
  • Bulletin 2014-05-BT PDF icon

    BIDCO Annual Schedule of Fees (supersedes Bulletin 2013-03-BT; superseded by Bulletin 2015-03-BT)

  • Bulletin 2014-04-INS PDF icon

    Certificate of Authority - UCAA (supersedes Bulletin 00-01)

  • Memorandum - Rescission of Banking Bulletins January 17, 2014 PDF icon
  • Memorandum - Rescission of Insurance Bulletins - February 18, 2014 PDF icon
  • Bulletin 2014-03-INS

    Hospital Indemnity and Fixed Indemnity Policies (supersedes Bulletin 2013-20-INS; superseded by Bulletin 2016-23-INS)

  • Bulletin 2014-02-INS

    P&C Annual Adjustment of the Net Worth Limit and Claim Cap (supersedes Bulletin 2013-02-INS; superseded by Bulletin 2015-02-INS)

  • Bulletin 2014-01-CFCPI Adjusted Regulatory Loan Act Loan Processing Fee (supersedes Bulletin 2012-03-CF; superseded by Bulletin 2016-04-CF)
  • Bulletin 2013-21-INS PDF icon

    Risk-based capital (RBC) levels for insurers (supersedes Bulletin 2010-16-INS)

  • Bulletin 2013-19-INS PDF icon

    Excess Loss Insurance Written in Connection with Noninsured Benefit Plans (supersedes Bulletin 00-03 and Bulletin 00-03 Memorandum)

  • Bulletin 2013-20-INS

    Hospital Indemnity and Fixed Indemnity Policies (superseded by Bulletin 2014-03-INS)

  • Bulletin 2013-18-CU PDF iconDeferred Compensation Arrangement and Related Assets (supersedes Bulletin No. 2008-09-CU)
  • Bulletin 2013-17-INS PDF icon

    Designated Responsible Licensed Producer (supersedes Bulletin 2010-01-INS)

  • Bulletin 2013-16-INS

    Work Loss Benefit (supersedes Bulletin 2012-14-INS, superseded by Bulletin 2014-15-INS)

  • Bulletin 2013-15-BT PDF iconBank and Savings Bank Supervisory and Trust Fees (supersedes Bulletin 2012-11-BT; superseded by Bulletin 2014-13-BT)
  • Bulletin 2013-14-INS

    Annual CPI Adjustment of the Surplus Lines Licensee fee for costs (supersedes Bulletin 2012-09-INS; superseded Bulletin 2014-11-INS)

  • Bulletin 2013-13-INS

    P&C Annual Adjustment of an insured's maximum unearned premium refund (supersedes Bulletin 2012-07-INS, superseded by Bulletin 2014-12-INS)

  • Bulletin 2013-11-INS

    Cemetery Maximum Assignment (supersedes Bulletin 2012-04-INS; superseded by Bulletin 2014-10-INS)

  • Bulletin 2013-12-INS

    Fire Insurance Withholding (supersedes Bulletin 2012-05-INS; superseded by Bulletin 2014-09-INS)

  • Memo concerning rescission of Bulletin 83-10 PDF icon
  • Bulletin 2013-09-INS PDF icon

    Workers' Compensation

  • Bulletin 2013-10-INS PDF icon

    Exception for Extraordinary Life Events

  • Bulletin 2013-08-CF PDF iconSpot Delivery (supersedes Bulletin 2012-20-CF)
  • Bulletin 2013-06-INS-UPDATED

    Minimum Benefit Levels for Substance Abuse (This bulletin supersedes Bulletin 2012-06-INS, dated March 23, 2012, and Bulletin 2013-06-INS, dated March 18, 2013; superseded by Bulletin 2014-16-INS)

  • Bulletin 2013-07-INS

    Health Plan Submission Guidelines (superseded by Bulletin 2014-06-INS & Bulletin 2014-08-INS)

  • Bulletin 2013-05-INS PDF icon

    No-Fault Automobile Insurance Penalty Deductibles

  • Bulletin 2013-04-INS PDF icon

    Most Favored Nation Clauses

  • Bulletin 2013-03-BT PDF iconBIDCO Annual Schedule of Fees (supersedes Bulletin 2012-01-BT; superseded by Bulletin 2014-05-BT)
  • Bulletin 2013-02-INS

    P&C Annual Adjustment of the Net Worth Limit and Claim Cap (supersedes Bulletin 2012-02-INS; superseded by Bulletin 2014-02-INS)

  • Bulletin 2013-01-CF

    Documentary Preparation Fee Adjustment under the Motor Vehicle Sales Finance Act (supersedes Bulletin 2011-02-CF, superseded by Bulletin 2015-01-CF)

  • Withdrawal of several OFIR Bulletins as they are obsolete or no longer relevant. PDF icon
  • Bulletin 2012-14-INS

    Maximum Workloss Benefits (supersedes Bulletin 2011-15-INS; superseded by Bulletin 2013-16-INS)

  • Bulletin 2012-13-INS PDF icon

    Premium Adjustments Factors in Health Plan Rate Filings

  • Bulletin 2012-12-INS

    Med Mal Settlement Reporting and New Electronic Submission of Required Information (rescinded on 08/03/16 - Memo Concerning Rescission of Bulletin 2012-12-INS)

  • Bulletin 2012-11-BT PDF iconBank and Savings Bank Supervisory and Trust Fees (supersedes Bulletin 2011-13-BT, superseded by Bulletin 2013-15-BT)
  • Bulletin 2012-10-INS PDF icon

    Health Plan Summary of Benefits and Coverage Requirements

  • Bulletin 2012-09-INS

    Annual CPI Adjustment of the Surplus Lines Licensee fee for costs (supersedes Bulletin 2011-12-INS; superseded by Bulletin 2013-14-INS)

  • Bulletin 2012-08-INS PDF icon

    Home Insurance Adjustment (supersedes Bulletin 2007-08-INS)

  • Bulletin 2012-07-INS

    P&C Annual Adjustment of an insured's maximum unearned premium refund (supersedes Bulletin 2011-11-INS; superseded by Bulletin 2013-13-INS)

  • Bulletin 2012-06-INS

    Minimum Benefit Levels for Substance Abuse (supersedes Bulletin 2011-09-INS; superseded by Bulletin 2013-06-INS)

  • Bulletin 2012-05-INS

    Annual Adjustment of the Fire Insurance Maximum (supersedes Bulletin 2011-08-INS; superseded by Bulletin 2013-12-INS)

  • Bulletin 2012-04-INS

    Maximum amount of the Cemetery or Funeral (supersedes Bulletin 2011-06-INS; superseded by Bulletin 2013-11-INS)

  • Bulletin 2012-03-CF

    CPI Adjusted Regulatory Loan Act Loan Processing Fee (supersedes Bulletin 2010-03-CF; superseded by Bulletin 2014-01-CF)

  • Bulletin 2012-02-INS

    P&C Annual Adjustment of the Net Worth Limit and Claim Cap (supersedes Bulletin 2011-03-INS; superseded by Bulletin 2013-02-INS)

  • Bulletin 2012-01-BT PDF iconBIDCO Annual Schedule of Fees (supersedes Bulletin 2011-05-BT; superseded by Bulletin 2013-03-BT)
  • Bulletin 2011-16-INS PDF icon

    Health Insurance Claims Assessment Methodology

  • Bulletin 2011-17-INS PDF icon

    Guaranteed Renewability of Health Benefits Plans

  • Bulletin 2011-15-INS

    Maximum Work Loss Benefit Payable (superseded by Bulletin 2012-14-INS)

  • Bulletin 2011-14-INS PDF icon

    Disability Insurance rate and form filing and approval

  • Bulletin 2011-13-BT PDF iconBank and Savings Bank Supervisory and Trust Fees (supersedes Bulletin 2010-15-BT, superseded by Bulletin 2012-11-BT)
  • Bulletin 2011-12-INS

    Annual CPI Adjustment of the Surplus Lines Licensee fee for costs (superseded by Bulletin 2012-09-INS)

  • Bulletin 2011-11-INS

    P&C Annual Adjustment of an insured's maximum unearned premium refund (superseded by Bulletin 2012-07-INS)

  • Bulletin 2011-10-INS PDF icon

    Pay as you Drive Automobile Insurance

  • Bulletin 2011-09-INS

    Minimum Benefit Levels for Substance Abuse (supersedes Bulletin 2010-07-INS; superseded by Bulletin 2012-06-INS)

  • Bulletin 2011-08-INS

    Annual Adjustment of the Fire Insurance Maximum Escrow under the Michigan Insurance Code (superseded by Bulletin 2012-05-INS)

  • Bulletin 2011-07-CF

    CPI-Adjusted Repayment Plan Fee: Deferred Presentment Service Transaction (superseded by Bulletin 2016-05-CF)

  • Bulletin 2011-06-INS

    Maximum amount of the cemetery or Funeral Assignment under the Michigan Insurance Code (superseded by Bulletin 2012-04-INS)

  • Bulletin 2011-05-BT PDF iconBIDCO Annual Schedule of Fees (supersedes Bulletin 2009-16-BT; superseded by Bulletin 2012-01-BT)
  • Bulletin 2011-04-CF

    CPI-Adjusted returned check charge: Deferred Presentment Service Transactions (superseded by Bulletin 2016-06-CF)

  • Bulletin 2011-03-INS

    P&C Annual Adjustment of the Net Worth Limit and Claim Cap (superseded by Bulletin 2012-02-INS)

  • Bulletin 2011-02-CF

    Documentary Preparation Fee Adjustment under the Motor Vehicle Sales Finance Act (supersedes Bulletin 2009-06-CF, superseded by Bulletin 2013-01-CF)

  • Bulletin 2011-01-INS PDF icon

    Corporate Insurance Agency Names