What information should I have available when I contact a company or an agent?

Be prepared to provide any personal information (address, telephone number, social security number, driver license number, names of other people living in the household, etc.) and information about your car and driving habits (vehicle identification number, whether you use your vehicle to drive to and from work or just for pleasure use, safety and security devices such as air bags and anti-lock brakes, whether you have had any tickets or accidents in the last several years, etc.).

You should also refer to the declarations page of your current auto insurance policy for your current coverage and limits. The declarations page is the page of your policy that lists all of your current coverages, limits, and deductibles, as well as the current premium you are paying . The information will be useful to any agent/agency/company that is providing you with a quote. It may make the process even easier if you provide a copy of your current declarations page to anyone providing you with a quote to make sure his or her quote is for coverage that is similar to what you already have.

If you are uncomfortable releasing this information, you should be able to answer questions about your current coverage over the telephone without providing a copy of your declarations page.