DELEG - June 13 - Portage, MI

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June 13 - Portage, MI

The hearing was held on June 13, 2002 at 4:30 P.M. at the Portage City Hall in Portage, Michigan.

* Submitted Materials can be viewed by using your mouse to hover over the document description and clicking.

Individuals Providing Testimony
Name	Submitted Materials
Eddy Lo 200 Smith Ranch Road San Rafael, CA 94903-5551 Representing: Fair, Isaac and Company, Inc.	Written Testimony Presentation (1.3 MB) Correlation of Credit Characteristics with Loss Ratio Relativities Inquiries Chart Reason Code Listing Answers to Your Questions About Insurance Bureau Scores - prepared by FairIsaac
Jim Lloyd 625 Alpha Drive Highland Heights, OH 44143 Representing: Progressive Insurance	Your Good Credit May Lead to Lower Auto Insurance Rates ... Here's How (742 KB) Insurance Credit Scoring Data Flow (643 KB) Is Credit Fair (bar graph) Insurance Scores Are Fair (bar graph from 1998 AIA Study of 794,000 policies) Personal Insurance Credit Inquiry (sample report) Correlation Between Insurance Scoring and Probability of Loss
Larry R. Hilton Portage, MI 49024	Oral Testimony Only
Richard Dunning 933 E. Main Fremont, MI 49412 Representing: Fremont Mutual Insurance Company	Written Testimony (838 KB)
Deidre Manna 150 N. Wacker Drive, Ste. 2525 Chicago, IL 60601 Representing: American Insurance Association	Oral Testimony Only
Bob Worgess 1141 CentennialWay Lansing, MI 48917 Representing: Michigan Association of Independent Agents	Oral Testimony Only

Other Individuals Submitting Hearing Cards But Not Testifying
Name	Name
Frank Cusmano Cusmano, Kandler & Reed, JWC 124 W. Allegan, Suite 1720 Lansing, MI 48933 Representing: Alliance of American Insurers (submitted Written Statement (2.26 MB))	Jeffrey Brewer 2600 River Road Des Plains, IL 60018 Representing: National Association of Independent Insurers
Teri Morante 645 W. Grand River Howell, MI 48843 Representing: Citizens Insurance Company of America	James A. McCarty Mattawan, MI 49071
William A. Hall, Sr. 933 E. Main Fremont, MI 49412 Representing: Fremont Mutual Insurance Company	Tom Yanz 6804 Pony Trail Lansing, MI 48917 Representing: Partners Mutual Insurance Company
Leanne Snay 404 Kalamazoo Plaza, Suite 100 Lansing, MI 48933 Representing: Insurance Information Association of Michigan	Wendell J. DeBruin 1 Wolverine Mutual Dowagiac, MI 49047 Representing: Wolverine Mutual
Mark Drallette Vicksburg, MI 49097	David Field 100 Galleria Officentre, Suite 300 Southfield, MI 48034 Representing: Allstate
Frank Venuto Venuto & Associates 403 Seymour Lansing, MI 48933 Representing: Progressive, Wolverine Mutual, Southern Michigan Mutual and Fremont Mutual.	David A. Ferris Jackson, MI 49201