"Any Michiganconsumer who purchased health policies from these companies needs to get proper coverage immediately," OFIR Commissioner Ken Ross said. "Consumers should not hesitate to contact our office if they have a complaint against an insurance company, agency or agent."

RBA has locations in Arkansas, New Jersey and New York.

Consumers can contact OFIR to find out if an agency is licensed to sell insurance in Michigan. OFIR can be contacted by calling (877) 999-6442 or through its website www.michigan.gov/ofir .

Failure to comply with OFIR's order will subject ACI and RBA to one or more of the following:

• A civil penalty of not more than $1,000 for each violation, not to exceed a total of $30,000.
• A civil penalty of not more than $25,000 for each knowing violation, not to exceed an aggregate civil fine of $250,000.
• Complete restitution to all persons in the state damaged by the violation.

To view OFIR's order, visit:   http://www.michigan.gov/documents/dleg/Real_Benefits_Assc.__American_Consumers_Insurance_-_Order_to_Cease_and_Desist_287429_7.pdf

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