Our office, with input from the Agent Education Advisory Council, has defined "hardship" as (a) the licensee has a terminal illness, (b) illness of self or spouse that required an inordinate time for care by the licensee or (c) military duty.

• Current doctor's statement supporting your disability/illness or a copy of the deployment orders;
• Description, in your own words, of the situation;
• Explanation of what functions you are performing as an agent;
• Impact illness/disability has had on your ability to function as an active agent;
• Reason you believe the disability/illness prevented you from attending a classroom course or completing a home study course;
• Specify the length of the waiver.

Send all information to the following address:

Office of Financial and Insurance Regulation
Continuing Education Waiver Request
PO Box 30220
Lansing, MI 48909