| Case No. |
03-346-L |
| Docket No. |
2003-288 |
| For the Petitioner: |
For the Respondent: |
| Pamela J. Higdon
14034 Mettetal
Detroit, MI 48227
|
Laurence S. Wood (P34745)
Office of Financial and Insurance Services
611 W. Ottawa, 2nd Floor
Lansing, MI 48933
(517) 373-2887
FAX (517) 335-3157
lwood@michigan.gov |
|
|
Issued and entered this 21st day of July 2003 by John R. Schoonmaker,
Special Deputy Commissioner
FINAL DECISION
The Administrative Law Judge issued a Proposal for Decision dated May
30, 2003. She recommended that the Commissioner affirm the denial of licensure.
Neither party filed exceptions.
The factual findings in the PFD are in accordance with the preponderance
of the evidence and the conclusions of law are supported by reasoned opinion.
The PFD is attached, adopted, and made part of this final decision. However,
in adopting the PFD, two problems are noted. The first sentence on page
3 of the PFD begins: "The issue presented is whether Petitioner qualifies
for relicensure of her revoked resident insurance producers/agent's license
under Section 1205 of the Code, . . ." This suggests a reinstatement
of her previous license. However, upon final revocation, a license ceases
to exist. Thus, the sentence is recast as follows: "The issue presented
is whether Petitioner qualifies for licensure under Section 1205 of the
Code, . . ."
Similarly, in the Proposed Decision section on page 15, the second sentence
reads: "It is further proposed that the Commissioner affirm the denial
of Petitioner's September 24, 2002, application for licensure of her revoked
resident insurance agent license at this time." An appropriate order
is stated below.
II
ORDER
Therefore, it is ORDERED that the refusal to issue an insurance producer's
license to the Petitioner is affirmed.
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