Issued and entered this 19th day of December 2003 by John R. Schoonmaker, Special Deputy Commissioner

FINAL DECISION

The Administrative Law Judge issued a Proposal for Decision dated November 7, 2003. She recommended that the Commissioner affirm the decision to refuse to issue an insurance producers license to the Petitioner. Neither party filed exceptions.

The factual findings in the PFD are in accordance with the preponderance of the evidence and the conclusions of law are supported by reasoned opinion. The PFD is attached, adopted, and made part of this final decision.

II
ORDER

Therefore, it is ORDERED that the decision to refuse to issue an insurance producers license to the Petitioner is affirmed.