Laurence S. Wood (P34745)
Office of Financial and Insurance Services
611 W. Ottawa, 2nd Floor
Lansing, MI 48933
(517) 373-2887
FAX (517) 335-3157 lwood@michigan.gov
Michelle Darden
19226 Joy Road
Detroit, MI 48228
Issued and entered this 11th day of December 2003 by John R. Schoonmaker,
Special Deputy Commissioner
FINAL DECISION
The Administrative Law Judge issued a Proposal for Decision dated September
25, 2003. She recommended that the Respondent be ordered to make restitution,
that she be ordered to pay a civil fine, and that her license to act as
a producer be revoked. Neither party filed exceptions.
The factual findings in the PFD are in accordance with the preponderance
of the evidence and the conclusions of law are supported by reasoned opinion.
The PFD is attached, adopted, and made part of this final decision.
II
ORDER
Therefore, it is ORDERED that:
The Respondent shall pay restitution in the following amounts by
January 30, 2004: $457.08 to XXXXXXXXXX XXXXXX; $100.00 to XXXXX XXXXXXX;
and, $11,500.00 to XXX XXXX XXXXXXXXX.
The Respondent shall pay a civil fine of $1,5000.00 by January 30,
2004.