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Welcome to the HMO Consumer Guide

This guide is designed to provide you with information about commercial Health Maintenance Organizations (HMOs) in Michigan. The Guide provides star ratings for the performance of Michigan HMOs. At the end of the ratings section of the guide is a link to help you find HMOs in your area. You will also find links to information about HMO enrollment, complaints, accreditation status, and financial reports.

The 2012 categories of information on the consumer guide are from the National Committee for Quality Assurance Accreditation® (NCQA®): Access & Service; Qualified Providers; Staying Healthy; Getting Better; and Living with Illness. Information used in parts of this report was compiled in conjunction with NCQA.  The methodology used to calculate this information, is available by e-mailing DIFS at difs-ins-info@michigan.gov.

The toll-free number for the Michigan Department of Insurance and Financial Services is (877) 999-6442. If you are unable to print information from this site, or know someone who does not have access to this site, you can obtain the consumer guide information by calling DIFS toll free.

About the Star Ratings:

 

***

Plan performance is above average

 

Symbols show statistically significant differences between each HMO's score. Statistically significant means scores varied by more than could be accounted for by chance.  The results were provided by NCQA.

 

**

Plan performance is average

 
 

*

Plan performance is below average

 
 

NA

Not available, insufficient data

 
 
2012 RATING
(derived from 2011 data)
Name of HMO

Access and Service

Qualified
Providers

Staying Healthy

Getting
Better

Living with Illness

Blue Care Network of Michigan (E)

*

**

*

**

**

Grand Valley Health Plan, Inc. (E)

**

**

***

**

***

Health Alliance Plan of Michigan (E)

*

***

*

**

**

HealthPlus of Michigan, Inc. (E)

***

***

**

***

**

Physicians Health Plan (E)

***

**

**

*

**

Priority Health (E)

**

***

***

**

**

Total Health Care USA, Inc. (C)

*

*

*

**

**

           
2011 RATING
(derived from 2010 data)
Name of HMO

Access and Service

Qualified
Providers

Staying Healthy

Getting
Better

Living with Illness

Blue Care Network of Michigan (E)

*

*

*

**

*

Grand Valley Health Plan, Inc. (E)

**

**

***

**

***

Health Alliance Plan of Michigan (E)

*

***

*

**

**

HealthPlus of Michigan, Inc. (E)

***

***

*

**

**

Physicians Health Plan (E)

***

**

**

**

**

Priority Health (E)

**

***

***

**

***

Total Health Care USA, Inc. (C)

*

*

**

**

*

           

(E) Excellent accreditation
(C) Commendable accreditation

Criteria Definition

NCQA Accreditation evaluates aspects of HMOs.  NCQA conducts a comprehensive review of a health plan's systems and structure.

NCQA accreditation applies to HMOs and is considered to be one measure of a health plan's performance.  The levels of NCQA accreditations are:

Excellent - The HMO demonstrates levels of service and clinical quality that meet or exceed NCQA's requirements for consumer protection and quality improvement. HMOs earning this accreditation level must also achieve HEDIS results that are in the highest range of national or regional performance.

Provisional - The HMO meets some of NCQA's basic requirements for consumer protection and quality improvement. Denied - The HMO does not meet NCQA's basic requirements for consumer protection and quality improvement.

Not Accredited - This category includes HMO plans that have not sought accreditation from NCQA.


Commendable
- The HMO demonstrates levels of service and clinical quality that meet or exceed NCQA's rigorous requirements for consumer protection and quality improvement.


Expired
- Expired denotes an HMO that has allowed its provisional, one-year or full accreditation status to lapse without scheduling another accreditation survey. Plans receiving a denial do not revert to "expired".


Accredited
- The HMO meets most of NCQA's basic requirements for consumer protection and quality improvement.


Under Review by NCQA
- NCQA designates Under Review to an HMO after NCQA has chosen to review the organization to assess the appropriateness of an existing accreditation status.


Link to the Michigan HMO Accreditation page on the DIFS website.

Performance Ratings HMOs in Michigan are evaluated on key quality measures relating to clinical care and member satisfaction. Information presented in this report comes from health plan data systems and member data gathered by Michigan HMOs as required by the state.

Access and Service Measures that capture consumer experience with getting needed care, getting care quickly, health plan customer service, and consumer overall rating of health plan.

Qualified Providers Measures that capture consumer perceptions about how well their doctors communicate and the courteousness and helpfulness of office staff. This category also includes overall ratings of personal doctor, specialist seen most often and overall health care.

Staying Healthy Measures how often preventive services are provided (e.g. immunizations, prenatal care, mammography, and well-child visits).

Getting Better Measures how well health plans help members recover from illness, such as, antibiotic overuse and misuse, appropriate imaging for low back pain and whether physicians advised smokers to quit.

Living with Illness Measures how well health plans take care of people who have health problems, such as asthma, diabetes, heart disease, mental illness, chronic obstructive pulmonary disease (COPD) and rheumatoid arthritis.

Additional HMO information

HMOs In Your Area / HMO Enrollment / HMO Complaint Information / HMO Financial Reports / HMO Accreditation Status /DIFS Home