• Youth In Transition
Youth in Transition, (Michigan's name for Chafee ) is a funding source available to cover expenses NOT covered by other government or community resources, or to augment or supplement services from other funding sources

• Here's an online course to help you learn about budgeting, saving, credit & investing

• Use this budget calculator to figure out your household budget

• Debit Cards vs. Credit Cards
Even though debit and credit cards look and act the same, legal protections and the steps to settle problem purchases are quite different.

• Checking vs. Savings
Which bank account should you have?

• Your Credit
People start their financial lives with the best of intentions. As life goes on most of us find unexpected bumps in the road - a car repair, an unexpected injury, or the loss of a job to name a few. In spite of what happens you must never forget that your credit rating is what makes many things in life possible. As hard as it may seem, you must retain good credit standing.

• Establish and protect your credit
Good credit is valuable. Having the ability to borrow funds allows us to buy things we would otherwise have to save for years to afford: homes, cars, a college education.

• Your Credit Report

Banks, retailers, or finance companies will not grant you credit without knowing something about you. They rely on credit reports, so it's important for you to know what is in yours.

• Deciding on a credit card? Read this.
Shopping around for a credit card can save you money on interest and fees.

• Small Steps To Reduce Credit Card Debt

• Fifteen must-know tips for protecting your identity
There are plenty of people who'd love to be plain-old you, and they'll go to great lengths to get their hands on your identity.

• Take Charge: Fighting Back Against Identity Theft

• Michigan State Police Identity Theft Services
If you are an identity theft victim, you can get form letters here to send to your bank and accounts to notify them of your situation.

• Ten Steps...What To Do When You Can't Pay Your Bills
What can you do if you're having difficulty paying your bills? Here are a few suggestions.

• Bankruptcy - Michigan Frequently Asked Questions
What can I keep? Is there anything else I can do? How do I file?

• Free on-line federal tax forms & filing

• Try e-file, Michigan's online tax system, to do your state taxes

• Earned Income Tax Credit
Give your paycheck a boost!

• Free tax preparation sites in Michigan

• Interested in uncovering the mystery behind taxes?
This section will educate you about tax terms and forms, and teach you the basic concepts behind taxes