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2009 Calendar Year

The information below contains complaint ratios for companies that wrote $1,000,000 or more in premiums for the calendar year. Complaint ratios for companies that wrote less than $1,000,000 in premiums for the calendar year are not displayed. Complaint ratios which are based on less than $1,000,000 in premium are highly variable and may not be adequate measures of a company's performance.

Coverage Type: Life
Complaint Ratio per $1 Million of Direct Premiums
Written in Michigan
Companies With at least $1 Million in Premiums



Company


Complaints

2009 Written
Premiums
2009
Complaint
Ratio
AAA LIFE INSURANCE COMPANY 6 $25,030,812 .24  
AETNA LIFE INSURANCE COMPANY 1 $17,010,147 .06  
ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA 1 $6,575,832 .15  
ALLSTATE LIFE INSURANCE COMPANY 2 $30,395,862 .07  
AMERICAN COMMUNITY MUTUAL INSURANCE COMPANY 1 $1,262,761 .79  
AMERICAN GENERAL LIFE AND ACCIDENT INSURANCE COMPANY 3 $12,261,817 .24  
AMERICAN GENERAL LIFE INSURANCE COMPANY 4 $40,499,540 .10  
AMERICAN GENERAL LIFE INSURANCE COMPANY OF DELAWARE 1 $28,411,464 .04  
AMERICAN NATIONAL INSURANCE COMPANY 2 $3,752,240 .53  
ASSURITY LIFE INSURANCE COMPANY 2 $4,297,015 .47  
AUTO CLUB LIFE INSURANCE COMPANY 1 $6,678,183 .15  
AUTO-OWNERS LIFE INSURANCE COMPANY 3 $22,154,411 .14  
AVIVA LIFE AND ANNUITY COMPANY 6 $23,874,511 .25  
AXA EQUITABLE LIFE INSURANCE COMPANY 5 $63,807,089 .08  
BANKERS LIFE AND CASUALTY COMPANY 12 $15,114,891 .79  
CARDIF LIFE INSURANCE COMPANY 2 $1,930,257 1.04  
CHESAPEAKE LIFE INSURANCE COMPANY, THE 1 $1,223,274 .82  
COLONIAL PENN LIFE INSURANCE COMPANY 2 $7,130,108 .28  
COLUMBIAN MUTUAL LIFE INSURANCE COMPANY 2 $5,463,897 .37  
COLUMBUS LIFE INSURANCE COMPANY 1 $5,099,517 .20  
COMBINED INSURANCE COMPANY OF AMERICA 1 $2,485,848 .40  
CONNECTICUT GENERAL LIFE INSURANCE COMPANY 2 $19,737,952 .10  
CONSECO LIFE INSURANCE COMPANY 12 $4,482,208 2.68  
CONTINENTAL ASSURANCE COMPANY, THE 2 $1,086,304 1.84  
CUNA MUTUAL INSURANCE SOCIETY 1 $30,257,890 .03  
FARM BUREAU LIFE INSURANCE COMPANY OF MICHIGAN 3 $64,847,321 .05  
FARMERS NEW WORLD LIFE INSURANCE COMPANY 1 $8,209,569 .12  
FIRST PENN-PACIFIC LIFE INSURANCE COMPANY 1 $6,465,964 .15  
GENWORTH LIFE AND ANNUITY INSURANCE COMPANY 1 $39,797,585 .03  
GENWORTH LIFE INSURANCE COMPANY 1 $10,015,710 .10  
GERBER LIFE INSURANCE COMPANY 1 $8,997,702 .11  
GLOBE LIFE AND ACCIDENT INSURANCE COMPANY 5 $17,393,548 .29  
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, THE 2 $46,983,131 .04  
HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY 2 $32,496,371 .06  
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY 1 $35,977,593 .03  
INDEPENDENT ORDER OF FORESTERS, THE 4 $6,590,677 .61  
ING USA ANNUITY AND LIFE INSURANCE COMPANY 1 $1,203,504 .83  
JACKSON NATIONAL LIFE INSURANCE COMPANY 6 $38,643,298 .16  
KANAWHA INSURANCE COMPANY 1 $1,021,414 .98  
KANSAS CITY LIFE INSURANCE COMPANY 1 $1,778,136 .56  
KNIGHTS OF COLUMBUS 2 $24,394,014 .08  
LIFE INSURANCE COMPANY OF NORTH AMERICA 4 $36,310,976 .11  
LINCOLN HERITAGE LIFE INSURANCE COMPANY 3 $13,847,057 .22  
LINCOLN NATIONAL LIFE INSURANCE COMPANY 7 $147,299,147 .05  
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY 1 $71,969,172 .01  
METLIFE INSURANCE COMPANY OF CONNECTICUT 1 $8,606,312 .12  
METROPOLITAN LIFE INSURANCE COMPANY 26 $465,976,568 .06  
MIDLAND NATIONAL LIFE INSURANCE COMPANY 5 $17,640,274 .28  
MINNESOTA LIFE INSURANCE COMPANY 3 $82,777,763 .04  
MONUMENTAL LIFE INSURANCE COMPANY 12 $14,686,248 .82  
MOTORISTS LIFE INSURANCE COMPANY 3 $3,583,551 .84  
NATIONAL BENEFIT LIFE INSURANCE COMPANY 1 $1,163,339 .86  
NATIONWIDE LIFE INSURANCE COMPANY 3 $37,699,739 .08  
NEW ENGLAND LIFE INSURANCE COMPANY 2 $8,951,155 .22  
NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION 2 $27,784,874 .07  
NEW YORK LIFE INSURANCE COMPANY 3 $75,458,038 .04  
NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE 1 $12,978,829 .08  
NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY, THE 2 $229,450,109 .01  
OHIO NATIONAL LIFE INSURANCE COMPANY, THE 1 $8,298,324 .12  
OM FINANCIAL LIFE INSURANCE COMPANY 3 $10,938,048 .27  
PACIFIC LIFE INSURANCE COMPANY 2 $42,147,514 .05  
PENN MUTUAL LIFE INSURANCE COMPANY, THE 1 $12,913,222 .08  
PHOENIX LIFE INSURANCE COMPANY 2 $15,081,357 .13  
PRIMERICA LIFE INSURANCE COMPANY 1 $54,377,229 .02  
PRINCIPAL LIFE INSURANCE COMPANY 1 $32,340,165 .03  
PROTECTIVE LIFE INSURANCE COMPANY 5 $45,634,351 .11  
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY 1 $8,774,162 .11  
PRUDENTIAL INSURANCE COMPANY OF AMERICA, THE 4 $115,363,690 .03  
REASSURE AMERICA LIFE INSURANCE COMPANY 9 $27,137,164 .33  
RELIASTAR LIFE INSURANCE COMPANY 1 $48,402,009 .02  
RIVERSOURCE LIFE INSURANCE COMPANY 1 $37,583,637 .03  
SECURITY MUTUAL LIFE INS COMPANY OF NEW YORK 1 $3,108,152 .32  
STATE FARM LIFE INSURANCE COMPANY 2 $95,282,033 .02  
STONEBRIDGE LIFE INSURANCE COMPANY 2 $6,911,056 .29  
SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) 2 $2,255,557 .89  
SUN LIFE ASSURANCE COMPANY OF CANADA 2 $62,576,411 .03  
SUNAMERICA ANNUITY AND LIFE ASSURANCE COMPANY 2 $1,394,666 1.43  
THRIVENT FINANCIAL FOR LUTHERANS 1 $54,592,642 .02  
TRANSAMERICA LIFE INSURANCE COMPANY 3 $53,398,859 .06  
U.S. FINANCIAL LIFE INSURANCE COMPANY 1 $11,996,535 .08  
UNITED INSURANCE COMPANY OF AMERICA 5 $8,119,162 .62  
UNITED INVESTORS LIFE INSURANCE COMPANY 1 $1,279,877 .78  
UNITED OF OMAHA LIFE INSURANCE COMPANY 4 $52,894,863 .08  
UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK, THE 1 $3,698,697 .27  
UNUM LIFE INSURANCE COMPANY OF AMERICA 4 $39,394,913 .10  
WEST COAST LIFE INSURANCE COMPANY 3 $23,142,721 .13  
WESTERN-SOUTHERN LIFE ASSURANCE COMPANY 1 $7,689,266 .13  
 
Related Content
 •  2010 Calendar Year
 •  2008 Calendar Year
 •  2007 Calendar Year

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