Complete the following prior to submitting an application with OFIR:

• Obtain a Federal Employer Identification Number (FEIN). The only exception to obtaining an FEIN is for a sole proprietorship.



• Register with the Michigan Corporations Division www.michigan.gov/corporations.  In the case of a sole proprietorship or a co-partnership, you must file your name with the county clerk in the county in which the business entity is located and in any county in which the business entity transacts business.

MCL 500.1205(2)(b) requires a business entity to identify a Designated Responsible Licensed Producer (DRLP) in order to obtain a license. The DRLP is responsible for the Business Entity's compliance with the state insurance laws, rules and regulations. A business entity may have more than one DRLP, but must have at least one DRLP for each line of authority the business entity is applying for or currently holds. DRLPs are initially designated during the electronic application process.

To view the DRLP for a licensed business entity, visit the Insurance Agency Locator. Enter the business entity's 7-digit Michigan System ID Number; click on the entity name then click on the Individual Associations Link. Any addition to or inactivation of the business entity's DRLPs, producers, owners, partners, officers or directors requires submission of the FIS-0200 Insurance Business Entity Affiliate Disclosure form.

Background checks are conducted on all individuals listed on the application including DRLPs, owners, partners, officers and directors. OFIR will contact the business entity to obtain the date of birth for all persons listed on the application unless a list is submitted via email to ofir-licensing@michigan.gov or via fax to 517-241-3953.

Submit the following:

• Application and fee: Effective March 22, 2010, business entity applications and fees must be submitted through the National Insurance Producer Registry (NIPR). The website URL is www.nipr.com. The application will expire six months after OFIR receives it. If you require technical assistance with your submission, contact NIPR customer service at (816) 783-8468.

• Applicants structured as a sole proprietorship or co-partnership are required to upload their county clerk filing to the NIPR Attachments Warehouse. OFIR will confirm organizational filings for a corporation or an LLC with the Corporations Division.

• Any "yes" answer to a background question will need to have supporting documentation uploaded to the NIPR Attachments Warehouse.

Note: Attorney General Opinion 7242 supersedes Attorney General Opinion 5756. The updated opinion, released February 10, 2010, states that section 213(1) of the Business Corporation Act, 1972 PA 284, MCL 450.1213(1), does not require a corporate insurance agency that includes the word "insurance" in its name to also include the word "agency," and a corporate agency is free to use the word "insurance" in its name so long as the name, taken as a whole, does not imply that the agency is an insurance or surety company.