LARA - Producer/Individual

LARA: Michigan Department of Licensing and Regulatory Affairs

Michigan.gov: Official Web Site for the State of Michigan

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Introduction

Producer - Individual A primary mission of this agency is to protect the public from dishonest and untrustworthy persons and business entities. One way we do this is through the licensure process. A license is a privilege, not a right. To receive and maintain a license in Michigan, an insurance producer (commonly referred to as an insurance agent) must be at least 18 years old, must complete any pre-licensing and continuing education required by law, must successfully pass any examinations required by law, and must not have committed any of the 14 acts that are listed as causes for license denial or revocation in MCL 500.1239.

Guiding Principles

General Information

• Bail Bondsmen

• Available lines of authority

• Issuance of License

• How to Become Licensed as a Resident Producer

• How to become licensed if I'm moving to Michigan from another state:

• How to become licensed as a non-resident producer

• Title Producer

• Annuities

• Holding a solicitor and producer license simultaneously

• Insurance Producer - If a background information question is answered "yes"

Once You Are Licensed

• Renewal

• Appointments/Cancellations

• Fiduciary Responsibility and Record-Keeping

• Continuing Education

• Reinstatement

• License Status Definitions

• Address Changes

• Advertising Guidelines

• Appointment Cancel for Cause Procedure

• Assumed Names/dba's

• CSR and Telemarketer Guideline

• Conflicting Employment Prohibited

• Document Requests

• Fraternal producer

• Ins Compensation and Rebating FAQ

• Name Changes

• Notification of Criminal or Administrative Violation

• Producer-Agency Contracts

• Refunds

• Temporary Licenses

• Termination of Insurance Licenses


	Quick Links
•	OFIR Contact Information
•	Surplus Lines Coverage FAQ's
•	Insurance Prelicensing Education FAQ's
•	Uniform Application for Non-Resident Individual Insurance Producer
•	OFIR Administrative Rules
•	Insurance Agent Locator