LARA - Mortgage Loan Originator

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Mortgage Loan Originator

Introduction
The Mortgage Loan Originator Licensing Act provides for the licensing and regulation of individuals originating mortgage loans in the state of Michigan. A mortgage loan originator is an individual who for profit or gain takes a residential mortgage loan application and/or offers or negotiates terms of a residential mortgage loan. An individual is required to meet the licensing requirements of a loan originator by July 31, 2010, which is the date that mortgage loan officer registration requirements are repealed.

How to Become Licensed

• Mortgage Modifiers MLO License FAQ PDF icon