Disability Management from a Risk Management Perspsective

• Workers Compensation makes up 65% of a typical employer's total cost of risk.
• Musculoskeletal Disorders (MSDs) are the largest workers' comp cost driver comprising of 40% of all costs.
• MSDs include injuries that result from repetitive motions placing strains on the soft tissues and skeletal joints, including Carpal Tunnel, Tendonitis and and Bursitis.
  • An average trunk injury costs an employer $33,800 or the equivalent of 12 months of work at the Michigan Average Rate for production occupations.  
  • An average uppper extremity MSD costs an employer $21,453, or the equivalent of new ergonomic chairs for 70 workers.
• Direct Costs (Medical, Medical Administration, and Indemnity) make up only 29% of total costs; Indirect Costs (lost productivity, wages and re-staffing) occur at a 2:1 ration (71%).

Disability Mangement from a Production Perspective:  "Lean Ergonomics"

Lean Goals            Ergonomic Goals

Eliminate Waste

Add Value

How MRS Disability Management is Helping Employers:  MRS DM can . . .

• Identify physical job demands based on analysis by
  • Utilizing video analysis and digital photography
    Performing physical measurement using tape measure, scale, and push/pull force gauge
    Provide employers with Physical Demand Analyses for each job as well as video records of each job.
• Generate accurate job descriptions using physical demans obtained onsite as well as interviews with employees, team leaders and supervisors.
  • Can assist with returning injured employees to work and/or hiring individuals with disabilities.
• Perform work risk analysis to pinpoint risks of injury specific to key high-risk, cost-driver jobs.
  • Identify multiple actions which could be taken to reduce risks identified
• Train managers, engineers, team leaders and key production personnel on
  • Appropriate sitting posture
  • Lifting techniques
  • Stretching exercises
  • Workspace organization