Blue Cross and Blue Shield of Michigan
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A booklet describing specific plan benefits, exclusions and limitations is available from BCBSM. Their toll free number and web address are listed in Section 14.
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If you are a seasonal, part-time, permanent intermittent or job sharing employee - or if you are a State employee married to another State employee/retiree - see Section 10 "Employee Eligibility"
under Open Enrollment Information.
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The State will cover the full premium cost of this plan.* No payroll deductions are required. Please refer to the Insurance Rates page for current rates.
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An outline of the vision plan can be viewed in the benefits summary - employees hired prior to April 1, 2010 or benefits summary - employees hired on or after April 1, 2010. This plan covers routine vision examinations and glaucoma testing once in every 12 consecutive months, as well as corrective lenses and/or eyeglass frames once in every 24 consecutive months (or once in every 12 months if your prescription changes). The plan pays up to the BCBSM approved amount minus member co-pay.
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There is a distinction between benefits payable to BCBSM participating providers and non-participating providers. Participating providers will file your claim for you and, aside from any non-covered options you order, they will accept BCBSM's payment as payment-in-full (up to the maximum amount stated in your bargaining unit contract). However, if you use the services of a non-participating provider, you must pay the provider yourself and file your own claim for partial reimbursement on a scheduled basis (for example, a $13/pair for single vision lenses, $20/pair for bifocals, $3/pair for tints, etc.).
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*Except for those employees in certain bargaining units who are hired on or after 1/1/00 who have a regular work schedule of 40 hours of less per bi-weekly pay period (not permanent-intermittent positions).
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