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State
Police Enlisted Unit Benefit Booklet
EXCLUSIONS
No
benefits will be provided for the following. You will be responsible for
the charges for these services:
- Services for injuries
or conditions payable under Workers' Compensation or Employer's Liability
laws; benefits or services that are available from or payable
by any federal or state government agency (including Medicare), from
any municipality, county, other political subdivision or community agency;
or from any foundation or similar entity. NOTE: This provision does
not apply to any programs provided under Title XIX Social Security Act
(Medicaid).
- Services or appliances
including, but not limited to, prosthodontics (including crowns and
bridges), started before an individual became eligible under this plan.
- Prescription drugs,
laboratory tests and/or examinations, premedications and/or relative
analgesia; charges for hospitalization; general anesthesia and/or intravenous
sedation for restorative dentistry; general anesthesia and/or intravenous
sedation for surgical procedures, unless medically necessary; and preventive
control programs, including home care items.
- Charges for failing
to keep a dental appointment.
- Replacement, repair,
relines or adjustments of occlusal guards.
- Charges for completion
of claim forms. Such charges are not to be made by a member dentist
or a contracting dentist to a person covered by Delta Dental.
- Charges for replacement
of lost, missing or stolen appliances of any type and charges for replacement
or repair of orthodontic appliances.
- Appliances, surgical
procedures and restorations for increasing vertical dimension; for restoring
occlusion; for replacing tooth structure loss resulting from attrition,
abrasion or erosion; for correcting congenital or developmental malformations;
for cosmetic surgery, including dentistry for cosmetic reasons. This
exclusion does not apply to the provision of orthodontic benefits as
limited by the terms and conditions of the plan.
- Treatment by other
than a dentist, except for the scaling or cleaning of teeth and topical
application of fluoride by a licensed dental hygienist under the supervision
and guidance of a dentist in accordance with generally accepted dental
standards.
- Implants (except
for re-implants that are covered under Oral Surgery benefits).
- Inlays are not
a covered benefit.
- Services or supplies
for which no charge is made, for which the patient is not legally obligated
to pay or for which no charge would be made in the absence of dental
coverage under the Plan.
- Services or supplies
received as a result of dental disease, defect or injury due to an act
of war, declared or undeclared.
- Services that are
covered under a hospital, surgical/medical or prescription drug program.
- Appliances, restorations
or services for the diagnosis or treatment of disturbances of
the temporomandibular joint (TMJ).
- The State Dental
Plan will not honor a claim for services if such claim is received by
Delta Dental more than twelve months following the year in which the
services were completed.
- Those services
excluded by the rules and regulations of Delta Dental, as the Plans
agent, including processing policies, which may change periodically.
- Services for injuries
or conditions that are compensable under any Michigan automobile
personal injury protection (no-fault) insurance, unless you or your
dependent has made your automobile personal injury protection insurance
secondary coverage (as permitted by Public Act No. 72 of 1974, being
Section 500.3109 (a) of the Compiled Laws of 1970).
- Services that are
not necessary and/or customary as determined by the standards of generally
accepted dental practice, for which no valid dental need can be demonstrated,
that are specialized techniques or that are experimental in nature.
- Services that are
not within the classes of dental benefits as defined by the Plan in
this book.
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