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1.
Amalgam - Silver filling used to restore posterior (back) teeth.
2.
Anesthesia (General) - The condition, resulting from administration
of anesthetics, in which the patient is rendered completely unconscious
and completely without conscious pain.
3.
Anesthetic - A drug that produces a loss of feeling or sensation such
as novocaine.
4.
Appliance - An artificial device that provides healing effects, or
is used to assist in performing an intended function.
- Fixed -
An appliance that is cemented to the teeth or attached by adhesive materials.
- Removable -
An appliance that is not cemented to the teeth and can be removed from
the mouth and replaced at will.
5.
Bitewing - Dental X-ray picture showing a part of either the right
or left upper and lower jaw.
6.
Bridgework - A replacement for one or more missing or extracted natural
teeth.
- Fixed Ð
Supported and held in place with crowns cemented to the natural teeth
that are used as abutments and cannot be removed.
- Removable -
A partial denture retained by attachments that can be removed from the
mouth and replaced at will.
7.
Clasp - The most common attachment for a removable partial denture.
It is constructed of metal and used as a stabilizing and retaining device
to keep the denture in place.
8.
Completion Date - Defined as follows: for dentures and partial dentures,
the delivery date; for crowns and bridgework, the cementation date; for
root canals and periodontal treatment, the date of the final procedure
that completes treatment.
9.
Contracting Dentist - A licensed Michigan dentist who filed with Delta
Dental, and had accepted by Delta Dental, a list of his or her usual fees
and, in addition, signed a Delta Dental Service Agreement. The Plan's
payment and the patient's payment, if any, are to be accepted by the contracting
dentist as payment in full under the State of Michigan Standard plan.
The Plans payment is sent directly to the contracting dentist.
10.
Copayment - The amount the subscriber is required to pay in addition
to the Plans payment.
11.
Covered Services - Only those benefits selected under your
State of Michigan Dental plan.
12.
Crown - The portion of a tooth covered by enamel and visible above
the gum. Some common types of artificial crowns include: full cast crowns
used for the teeth that chew the food, porcelain crowns
(resembling the color of the natural tooth) generally used on front teeth,
stainless steel crowns generally used in restoring childrens primary
teeth.
13.
Delta Dental - Delta Dental Plan of Michigan, Inc., a nonprofit
dental health care corporation providing dental service benefits. Delta
Dental is not a commercial insurance company.
14.
Delta Dentals Non-Contracting Dentist Fee - The maximum amount
per procedure that Delta Dental will allow for services rendered by a
non-contracting dentist.
15.
Dental Hygienist - A person who has been trained to remove tartar
and stains from the surface of the teeth and who may provide additional
services and information on the prevention of oral disease.
16.
Dental Services - Care and procedures employed by dentists for diagnosis
or treatment of dental disease, injury or abnormal conditions based on
valid dental need according to accepted standards of dental practice.
17.
Dentist - A person licensed to practice dentistry in the state or
country in which dental services are rendered.
18.
Denture -A removable prosthetic appliance replacing missing natural
teeth.
19.
Fee Charged - The amount a dentist accepts as full payment for a given
service provided to the person for whom the claim is filed. Any amount
billed that person over and above the benefit paid by Delta Dental on
behalf of the Plan will not be considered a fee actually charged unless
the dentist intends to collect the amount billed and makes a reasonable
effort to do so.
20.
Fluoride - A chemical solution that is applied to the teeth for the
purpose of preventing dental decay.
21.
Gingivectomy - A surgical procedure involving cutting away diseased
gums.
22.
Malposed Teeth - The abnormal positioning and relation of the
upper and lower teeth when they come together.
23.
Maximum Payment - The maximum dollar amount the Plan will pay in any
benefit period for covered dental services. The maximum dollar amount
that the Plan pays during each Plan year (October - September) for each
covered person is $1,000. For orthodontic care, the Plan pays a lifetime
maximum of $1,500 for each eligible person.
24.
Non-contracting Dentist - A licensed dentist who has not filed any
fees with Delta Dental and has not signed a Delta Dental Service Agreement.
Because the Plan's payment is sent to the subscriber, it is the responsibility
of the subscriber to make full payment to the non-contracting dentist.
25.
Onlay - A preformed restoration that covers the entire chewing surface
of a tooth and does not extend down to the gum.
26.
Optional Treatment- A service or treatment other than that customarily
provided or for which there is no valid dental need.
27.
Orthodontics - That branch of dentistry concerned primarily with the
detection, prevention and correction of abnormalities in the positioning
of teeth in relationship to the jaws. Commonly, straightening teeth.
28.
Periapical - Pertaining to the area of the tooth around the
apex (tip) of the root.
29.
Periodontal Disease - Disease which weakens and destroys the gums,
bones and membranes surrounding the teeth.
30.
Plan Year - The time period in which the Plans payments for
covered services accumulate toward the maximum payment. The State Dental
Plans plan year is October to September (except the Scientific and
Engineering bargaining units represented by MPES)
31.
Plaque - A sticky substance made up of bacteria, dead tissue cells
and debris that accumulates on the teeth.
32.
Predetermination - A procedure in which dentists submit their treatment
plans and X-rays to Delta Dental before rendering dental services that
are expected to exceed $200. Delta Dental reviews the treatment plan and
advises the patient and dentist of what services are covered by the State
Dental Plan and the amount of benefits payable. The Plans payment
for predetermined services is contingent on continued eligibility and
the annual or lifetime maximum available. See Loss of Eligibility During
Treatment on page 6 for an explanation of the policy that is applied when
eligibility is terminated.
33.
Preferred Provider Non-member (Non-PPO) Dentist - A licensed dentist
who has not signed a Prudent Purchaser agreement with Delta Dental. The
Plans payment is sent to the subscriber and it is the responsibility
of the subscriber to make full payment to the non-PPO member dentist.
However, if the non-member dentist is contracting with Delta Dental under
the State of Michigan Standard plan, then payment is sent to the contracting
dentist.
34.
Preferred Provider (PPO) Member Dentist - A licensed Michigan dentist
who has entered into a Prudent Purchaser agreement with Delta Dental.
The Plans payment and the patient's payment, if any, are to be accepted
by the PPO member dentist as payment in full. The Plans payment
is sent directly to the member dentist.
35.
Preferred Provider (PPO) Member Dentist Schedule - A list of fees
established by Delta Dental that determines the maximum amount per procedure
that a PPO member dentist may charge a person who is covered under the
State of Michigan PPO dental plan.
36.
Prophylaxis - Removal of tartar and stains from the teeth.
37.
Prosthesis - An artificial replacement of one or more natural teeth
and/or associated structures.
38.
Pulpectomy - The complete surgical removal of the pulp (nerve) of
a tooth. A step in root canal treatment.
39.
Pulpotomy - The partial removal of the pulp (nerve) of a tooth, usually
performed on children as a treatment after dental caries (cavities) or
a fracture has penetrated to the pulp.
40.
Restoration - A broad term applied to any amalgam filling, resin filling,
jacket or crown that restores or replaces loss of tooth structure. The
term applies to the end result of repairing, restoring, or reforming the
shape, form and function of part or all of one or more teeth.
41.
Root Canal Treatment - The removal of the diseased pulp (nerve) tissue
to the ends of the root. It is usually performed by completely removing
the pulp, sterilizing the pulp chamber and the canals of the root, and
filling the canals with a plastic sealing material.
42.
Root Planing - The smoothing of roughened root surfaces with instruments
that remove deposits and plane the root surfaces.
43.
Space Maintainers - A fixed or removable appliance to prevent the
movement of teeth, usually in children.
44.
State of Michigan Dental Plan - (State Dental Plan or Plan) is the
self-insured fee-for-service/cost management program that provides dental
benefits to enrolled members. The State Dental PPO plan covers you when
you have services that are rendered by a PPO member dentist. The State
Dental Standard plan covers you when you have services that are rendered
by a non-PPO dentist.
45.
Subscriber - An eligible employee enrolled in the State of Michigan
Dental Plan. A subscriber may enroll his or her eligible dependents.
46.
Usual, Customary and Reasonable Fees - The State Dental Plan
payment is based on the following:
a)
Usual: The usual fee is lowest fee charged, offered or received by
an individual dentist for a given dental service, regardless of whether
or not the patient is covered under a dental expense benefits program.
Exceptions may be made by Delta Dental for the fees charged under bona
fide arms length Prudent Purchaser agreements as defined by Michigan law,
to indigents and patients covered by programs funded by public or charitable
funds primarily intended to assist the poor or disadvantaged, to family
members, to clergy, to senior citizens (who are 65 or older, retired and
not covered by any dental expense benefits program) and for professional
courtesy.
b)
Customary: A fee is customary when it is within the range of usual
billed fees by dentists of similar training and experience for the same
service within the same specific and limited geographic area.
c)
Reasonable: A fee is reasonable when it meets the above two criteria
or it is justifiable considering the special circumstances of the particular
case in question.
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