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Your insurance under the policy will end at midnight on the earliest of:

(a) the last day of the pay period in which you are no longer eligible;

(b) the last day of the pay period in which you are no longer approved for coverage by the Office of the State Employer;

(c) the day before you enter the Armed Forces on full-time active duty (except for active duty of two weeks or less);

(d) the day the policy is discontinued;

(e) the day you terminate pay status with the State; or

(f) the day you enter deferred retirement.

Your pay status will be considered terminated if United is so notified by the Office of the State Employer or if the State stops submitting premium for you.

If a lapse in coverage occurs between the date you separate from employment and the date you begin receiving retirement benefits, you are not eligible to again be covered for life insurance, unless you return to State employment.

SELF-PAY DURING LAYOFF OR LEAVE

If your insurance ends because you are on a temporary layoff or authorized leave of absence, you may still continue to have life insurance coverage for up to 12 to 36 months, depending on your bargaining unit, if you agree to self-pay premiums in accordance with the State’s direct billing system.

You will receive an application for continuation which must be completed and submitted within 60 days from the day you are no longer in pay status.

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