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Accidental Duty Death Benefits

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Human Services Unit Benefit Booklet

ACCIDENTAL DUTY DEATH BENEFITS

(Policy No. GUG-J990)

If an insured person suffers loss of life due to injuries, United will pay the Accidental Duty Death Benefit of $100,000 (in addition to your basic amount of group life insurance under policy No. GLG-5050). Loss of life must:

1. result from injuries received while performing the duties of the insured person’s employment with the policyholder; and

2. occur within 180 days after the date of the covered injury.

Accidental Duty Death Benefits are not payable for loss of life as the result of:

1. suicide or attempted suicide, whether sane or insane;

2. war (declared or undeclared) or armed aggression;

3. intentionally self-inflicted injuries;

4. sickness, or any cause other than injuries;

5. an accident while you are traveling between your work station and your home, either as a pedestrian or in a private automobile, common carrier, car-pool or van-pool (whether private or State sponsored), UNLESS you are in official travel status.

DEFINITION

"Injuries" means accidental bodily injuries which result independently of sickness and all other causes.

(A heart attack would be considered a sickness and not an injury).


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