Long Term Disability (LTD)

The benefits described in the Long Term Disability Plan Summary (PDF) are provided under the State of Michigan's self-funded Long Term Disability Plan. The benefits will be paid with State funds.

To learn more about the Insurance Premium Rates and how the employee contribution is calculated, review the Long Term Disability Insurance premium rates, found on the Insurance Rates page , for an estimate of what Long Term Disability Insurance will cost per-pay period use the LTD Insurance Estimator.

To learn about specific plan benefits, exclusions, and limitations please review the LTD Plan booklet (PDF).