MiCSC - Eligibility

Who Is Eligible?

Eligibility to participate in the Benefits for Life plans varies by plan as shown in the table below.

For some plans, you can also cover your spouse, eligible children and grandchildren.

Non-career employees are not eligible to enroll in this optional coverage program.

Employee Eligibility

Benefits for Life Plan	Eligibility to Participate
Supplemental Term Life Insurance	Active employees regularly scheduled to work 15 or more hours per week or a minimum of 750 hours during a rolling 12-month period.
Accidental Death and Dismemberment Insurance (AD&D)	Full-time and part-time employees.
Universal Life Insurance	Active employees working 20 hours per week after completion of 3 months of continuous service.
Critical Illness Insurance	Active employees working 20 hours per week after completion of 3 months of continuous service.
Auto and Home Insurance	All benefit-eligible active employees.
Legal Plan	Active employees regularly scheduled to work 15 or more hours per week or a minimum of 750 hours during a rolling 12-month period.
Discount Plan	All benefit-eligible active employees.
Accident Insurance	Active employees working 20 hours per week.

Dependent Eligibility

Benefits for Life Plan	Dependent Eligibility to Participate
Supplemental Term Life Insurance	Your spouse and eligible children. Children are covered up to age 26*.
Accidental Death and Dismemberment Insurance (AD&D)	Your spouse and eligible children. Children are covered up to age 26*.
Universal Life Insurance	Your spouse, eligible children and grandchildren. Children are eligible up to age 19 or up to age 23 if a full-time student.
Critical Illness Insurance	Your spouse and eligible children. Children are covered up to age 26 (Effective June 1, 2012).
Auto and Home Insurance	All resident family members of benefit-eligible, active employees.
Legal Plan	Your spouse and eligible children. Children are covered up to age 26*.
Discount Plan	All resident family members of benefit-eligible, active employees.
Accident Insurance	Your spouse and eligible children. Children are covered up to age 26 (Effective June 1, 2012).

*Dependent children are now eligible up to age 26. This change was effective on July 1, 2011.