• MGA Web Advisor
Provides loan account information for borrowers that have entered repayment with loans guaranteed by the Michigan Guaranty Agency. More >

• Repayment Options
You may choose from several repayment options including standard, extended, or income-sensitive. Find the one that best fits your situation.

• Federal Deferments and Forbearances for FFELP and Perkins Loans
You have several options to postpone your loan payments and still remain in good standing with your lender.

• MI-LOAN Program Repayment and Forbearance Options
The MI-LOAN Program encourages borrowers to take control of their student loan indebtedness through responsible loan repayment. Loan forbearance also makes it possible for borrowers to remain in good standing while postponing payments.

• Loan Discharge and Forgiveness
Loan discharges and forgiveness are offered to borrowers in special circumstances.

• Consequences of Default
Avoid the consequences of default! Learn just a few of the consequences of not repaying your loan obligations.

• Consequences of Bankruptcy
Bankruptcy will affect almost every part of your financial life. Learn how bankruptcy will affect your student loans and future loan eligibility.

• MGA Ombudsman
The Michigan Guaranty Agency*s Ombudsman conducts informal fact-finding investigations about complaints related to student loans guaranteed by MGA. MGA's Ombudsman considers the concerns, positions, and interests of all parties in an objective manner, and does not take sides with any person or group.