OVERVIEW
Effective April 2008, MHESLA stopped originating new Federal Family Educational Loan (FFEL) Program loans. Most schools now participate in Federal Direct Loan Program. Contact the school's Financial Aid Office to confirm their participation.

STAFFORD LOAN REPAYMENT
Stafford loan borrowers are given many opportunities to defer payments, but ultimately every Stafford loan must be repaid. However, borrowers are given deferments, forbearances, and multiple repayment options to help them meet their student loan obligations.