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• New Interest Rates and Repayment Option
On July 1, 2009, interest rates for student loans will change for Federal Stafford subsidized loans and all federal loans with an adjustable interest rate. Continue to interest rate chart.

Also effective July 1, a new repayment option, the Income-based Repayment (IBR) plan becomes available. Under IBR, your required monthly payment is capped at an amount that is intended to be affordable based on your income and family size. Continue to view all repayment plans and additional information on the IBR program.

Loan Repayment Options Brochure CoverLoan Repayment Options
This is probably a pretty exciting time in your life. Your education is either completed ... or very close to it ... and you may even have a new job. It's also about time to start repaying the student loans which you received.
Blots Brochure Cover ImageLoan Default Blots Your Record
When you take out a Federal Stafford Loan, Federal PLUS loan, you sign an agreement that you'll repay it.
Having Trouble Repaying Your Student Loan Brochure CoverHaving Trouble Repaying Your Student Loan Brochure
The most important thing to remember is that your Lender, Guarantor and School are your partners!

• U.S. Dept. of Education Student Financial Aid Publications


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