Credit Cards and Predatory Lending

For College Students          Predatory Lending

Credit Cards for College Students

Credit Card Nation

This site is devoted to helping students understand how to use and understand credit cards by discussing "the anatomy" of credit cards.

Credit Cards: The Cliff Notes

A short and abbreviated lesson on how credit cards operate with simple techniques to successfully steer clear of credit card pitfalls.

Educating Undergraduates on Using Credit Cards

Research: Studying credit card usage among undergraduate students and the most effective ways to educate them on proper credit card use.

Kira's Credit. Kira's Life. Kira's Choices.

An interactive presentation that allows the student to see the two differing paths that can result from credit card use.

American Financial Savings Association (AFSA)- Understanding Credit Cards

This brochure can help you understand how credit cards work, become familiar with common terms offered with a credit card, and avoid the dangers of using credit unwisely. A credit card allows you to pay for goods and services by borrowing against a line of credit provided by the issuer. Credit card rates and features vary, just like rates and terms for other types of loans.

Predatory Lending

Center for Responsible Lending

The Center for Responsible Lending is a nonprofit, nonpartisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. CRL is affiliated with Self-Help, one of the nation's largest community development financial institutions.