Understanding Student Loans

In-School Borrowers          Postgraduate Borrowers

Helping In-School Borrowers Understand Student Loans

The True Cost of Default Calculator

This calculator shows how difficult loan repayment becomes after defaulting on student loans.  Students can enter numbers from their own student loans to see an example of how defaulting makes their debt grow.  It also discusses several repayment options and alternatives that are available to help students from slipping into default.

Helping Postgraduate Borrowers Understand Student Loans

Deferments and Forbearance

A detailed look at deferments and forbearance: two important tools that allow a student to adjust or postpone their student loan payments.

Loan Consolidation

Helps borrowers understand that the Federal Consolidation Loan Program was designed to assist them with managing their student loan debt.

Return to Default Aversion Resources Database