For What Programs?

• Federal Perkins Loan Program
• Federal Family Educational Loan Program (FFELP) Stafford Loans
• Federal Direct Stafford Loans
• Federal Teach Grant Program

Where can I get more information on requirements?
There is a federal Web site that provides detailed information on the forgiveness requirements.

How do I apply?
For Perkins loans, you must contact the college that holds your loan.
For Stafford loans, you must teach full-time for five consecutive years before applying. You can find the application on the above federal site. The application must be sent to your lender.

Where do I look to see if the secondary school where I am teaching qualifies?
The Office of Scholarships and Grants maintains the Michigan school information and posts it on the federal Directory know as the Teacher Cancellation Loan Income Directory.