How do I apply for a student loan?

• Whether you apply for a grant, student loan or other type of financial aid, all potential borrowers have to complete and file a Free Application for Federal Student Aid (FAFSA). You must complete and submit the FAFSA annually in January to apply for federal student aid for college or career school and for most state and institutional aid. For first time applicants you must establish a PIN (electronic identifier) access code that allows you to process the electronic FAFSA. Apply for your PIN at www.pin.ed.gov.

Here are your options for applying:

• The quickest way to apply is online using FAFSA on the Web at www.fafsa.ed.gov.

Or

• Go to www.FederalStudentAid.ed.gov and download a PDF version of the FAFSA.

Or

• Call 1-800-4-FED-AID and request a paper application.

For subsequent years you will receive (by e-mail or regular mail) a notice reminding you to apply.