• National Student Loan Data System (NSLDS)
This is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data.

• Meeting your student loan obligations is one of the most important things you can do to maintain good financial health.
Learn about some of the tools available while in repayment, options for postponing repayment, and consequences of not repaying your loans.

• MGA Ombudsman
The Michigan Guaranty Agency's Ombudsman conducts informal fact-finding investigations about complaints related to student loans guaranteed by MGA. MGA's Ombudsman considers the concerns, positions, and interests of all parties in an objective manner, and does not take sides with any person or group.

• FFEL Program Repayment Options
Borrowers may choose from several repayment options to find the one that best fits their situation.

• FFEL Program Deferment and Forbearance Options
You have several options to postpone your loan payments and still remain in good standing with your lender.

• Federal Loan Discharge and Forgiveness
Teacher loan forgiveness and total and permanent disability are just a few of the reasons your loan may qualify for discharge or partial forgiveness.

• Consequences of Bankruptcy
Bankruptcy will affect almost every part of your financial life. Learn how bankruptcy will affect your student loans and future loan eligibility.

• FFELP Estimated Monthly Repayment Chart (Updated 01/09) 
Estimate your monthly repayment amount.

• Loan Repayment Calculator
Select one of the repayment options or compare them all by entering your loan amount, interest rate, and annual wages. An optional extended repayment calculation is available for larger loan balances.