Skip Navigation
Michigan State Housing Development, Official Web Site for the State of Michigan Home
close print view

Step Forward Michigan Programs

Help Michigan's Hardest Hit Homeowners

The Michigan Homeowner Assistance Nonprofit Housing Corporation (MHA) acting through the Michigan State Housing Development Authority (MSHDA) designed forgivable loan programs to help homeowners who have had a financial hardship. Michigan homeowners can apply directly at or call 866.946.7432.

  • Mortgage payment assistance for homeowners currently receiving Michigan unemployment compensation
  • Rescue funds for homeowners who have fallen behind in their mortgage payments or past due property tax payments due to no fault of their own
  • Federal matching funds for principal reductions for homeowners who can no longer afford their mortgage payments as a result of reduced income


Stepforward Michigan

Homeownership Counselors


Additional Information For Servicers
List of Participating Partners Servicer Contact/Wire Instructions (10-13)
U.S.Treasury Reports  Servicer Participation Agreement (11-13)  Condominium HOA Participation Agreement (5-13)
  HUD RESPA Exemption on Michigan's Hardest Hit Programs 
Related Content
 •  Homeowner Education
 •  Find a Homeownership Counselor in Your Area
 •  Stages of Foreclosure
QR code Home
PoliciesMichigan Survey

Copyright © 2014 State of Michigan