MSHDA - Homeownership

Getting Started with a MSHDA Mortgage Dreaming of owning a home? MSHDA has many different loan programs to help you become a homeowner. These programs include down payment assistance, and friendly homeownership counselors who will give you straight answers to your home buying questions. At MSHDA, we are ready to help you become a homeowner. Let's get started - together.

Down Payment Assistance For many low-to-moderate income homebuyers and persons with disabilities, saving money for a down payment can be a challenge. Michigan State Housing Development Authority (MSHDA) has programs to help you buy your dream home sooner.

MSHDA Mortgage Credit Certificate Program

Mortgage Credit Certificate (MCC) Program MSHDA's MCC Program allows a federal tax credit to new, qualified homebuyers. Homebuyers taking advantage of the MCC Program may qualify for 20% of their annual mortgage interest paid to be credited against their year-end tax liability. Find out how to qualify for this great program!

Homeownership Counseling Programs Homebuyer education and counseling classes are available to those considering home purchase or to homeowners through MSHDA's Homeownership Counseling Program. Educational classes ensure that homebuyers and homeowners have a good understanding of their mortgage loan and the responsibilities of sustainable homeownership.

Homebuyers

Home Inspections and Property Checklist

Getting Started With a MSHDA Mortgage

Down Payment Assistance

Down Payment Assistance for Persons with Disabilities

Interest Rates for Homeownership Loan Programs

Sales Prices and Income Limits

MSHDA Mortgage Loan Products

MSHDA's Top Mortgage Lenders

Find a Homeownership Counselor in Your Area

Targeted Areas List

Experienced Loan Partners

Homeowners

Homeowner Education

Find a Homeownership Counselor in Your Area

StepForwardMichigan.org

Step Forward Michigan Programs

Stages of Foreclosure

Resources

Individual Development Accounts

Homeownership Publications

Homeownership Related Links

Find a Homeownership Counselor in Your Area

Hardest Hit U.S. Treasury Reports

Making Home Affordable

Prevent Loan Scams

Becoming A MSHDA Homeownership Counseling Agency

The Reality of Recapture