Getting Started with a MSHDA LoanDreaming of owning a home? MSHDA has many different loan programs to help you become a homeowner. These programs include down payment help, and friendly homeownership counselors who will give you straight answers to your home buying questions. At MSHDA, we are ready to help you become a homeowner. Let's get started - together.
Homeownership CounselingHomeownership education and counseling is available to individuals who are considering the purchase of a home or to qualified homeowners through the Michigan Homeownership Counseling Program. The educational classes ensure that homebuyers or homeowners have a good understanding of their mortgage loan and the responsibilities of sustainable homeownership.
Down Payment AssistanceFor many low-to-moderate income homebuyers and persons with disabilities, saving money for a down payment can be a challenge. Michigan State Housing Development Authority (MSHDA) has programs to help you buy your dream home sooner.