Low Interest Loans to Improve Your Home!

The Michigan State Housing Development Authority (MSHDA) offers low interest home improvement loans for eligible homeowners and landlords.

For details about eligibility, improvements, and how to apply, select "Homeowners" or "Landlords". 

For information on selecting contractors, select "Working with Contractors ".

PIP loans are offered only through Participating Lenders or Community Agents who enter into an agreement with MSHDA.

Select a Lender or Community Agent by county:

• Participating Lenders - March 2013
• Participating Community Agents - March 2013