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Two Plans for State Employees

ORS administers two different retirement plans for state of Michigan employees-a Defined Benefit plan and a 401(k) Defined Contribution plan. Use the information below to determine which plan you belong to, and to link to the website for that plan.

Hired before March 31, 1997.
You are a member of the Defined Benefit plan unless you elected to transfer to the 401(k) Defined Contribution plan during the open enrollment window (1/2/98 through 4/30/98).
Newly hired on or after March 31, 1997.
You are a member of the 401(k) Defined Contribution plan.
Rehired state employee or former member of the Public School Employees Retirement System.
You may have a choice of retirement plans, depending on your employment history.

Other Items of Interest

• About the State Employees' Retirement System
The State Employees' Retirement System is a statewide public employee retirement plan administered by the Office of Retirement Services.

• Retirement Act: Public Act 240
The operation of State Employees' Retirement System is controlled by the State Employees' Retirement Act—Public Act 240 of 1943, as amended.

• Board Information
This board provides oversight of the Defined Benefit plan in the State Employees Retirement System.

• Connections
Read the latest Connections, the newsletter we deliver twice a year to our retirees.

• Comprehensive Annual Financial Reports (CAFRs)
The Comprehensive Annual Financial Reports contain a wealth of interesting figures and statistics about the State Employees' Retirement System.

• Office of the State Employer
This state office oversees contract negotiations with bargaining units for the state workforce. Its Employee Health Management Division assists employees with work-related illnesses and injuries and nonduty disabilities. OSE also manages the Employee Services Program.

• Department of Civil Service (MDCS)
In addition to recruiting and hiring state employees, MDCS offers employee training, including seminars on planning and investing for retirement. The Employee Benefits Division of MDCS negotiates health insurance contracts for both active and retired state employees.

• ING
ING is a leading provider of pension plans and was selected by the state to administer the 401(k) Defined Contribution plan and the 457 Deferred Compensation Plan. ING also offers services like investment counseling and round-the-clock customer service.




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Helpful Links
 •  Social Security Administration
 •  State of Michigan 401(k) and 457 Plans
 •  Attorney General Consumer Alerts
 •  MiSeniors.net
 •  MetLife
 •  Choose to Save - Ballpark E$timate
 •  MyMoney.gov
 •  American Association of Retired Persons (AARP)
 •  Department of Management and Budget
 •  Michigan Legislature
 •  Blue Cross Blue Shield of Michigan
 •  Delta Dental Plan
 •  Retirement Coordinating Council
 •  Retirees State Health Plan
 •  NuUnion Credit Union
 •  State Employees Retirement Association (SERA)
 •  SeniorNET
miAccount Online Account Access
Connections—Retiree newsletter
Comprehensive Annual Financial Reports (CAFRs)
Retirement Acts
Tracking Your Assets`


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