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ORS Purpose:
We are an innovative retirement organization driven to empower our customers for a successful today and a secure tomorrow.

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"As you approach retirement and start thinking about what's next, it's important to have a plan." -Tom Miller, 2007 Michigan State Police Retiree

"People think retirement is the end of your story. It's actually the beginning of a whole new chapter you create for yourself!" -Kathy Martin, 2009 Michigan Public Schools Retiree

"I'm getting a chance to finally do what I want, and I love not having deadlines unless I set them for myself." -Rich Rybicki, 2011 Michigan State Employee Retiree

The retirement plan information that appears on ORS websites is intended to summarize basic provisions of Public Acts 300 of 1980, 240 of 1942, 182 of 1986, and 234 of 1992, as amended. Current laws, rates, and factors are subject to change. Should there be discrepancies between the information reflected here and the actual law, the provisions of the law govern.