Public School Retirement Plans
ORS administers three different types of retirement plans for public school employees: a Defined Benefit (DB) plan, a Pension Plus (hybrid) plan, and a Defined Contribution (DC) plan. Use the information below to determine which plan(s) you belong to, and to link to the website for that plan.
You're a member of the DB retirement plan AND a participant in the DC retirement plan if you:
- First worked for a Michigan public school before July 1, 2010, AND
- You chose to switch to the DC retirement plan under P.A. 300 of 2012
If you first worked on or after September 4, 2012
As a new member of the Michigan Public School Employees Retirement System, you have a decision to make for your future retirement plan. You have 75 calendar days from your first payroll end date to decide which retirement plan best meets your needs:
The Pension Plus retirement plan, or
The Defined Contribution (DC) retirement plan.
Check with your employer if you haven't already received the New Hire Retirement Plan Election (R0940C) form. This document includes the election form and details about each retirement plan to help you decide which plan is best for you.