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ORS: Michigan State Police Retirement SystemMichigan.gov, Official Web Site for the State of Michigan
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Insurances

When you retire directly from active service, you and your eligible dependents have the option of enrolling in retiree group insurances. Your state-sponsored life insurance continues but at a reduced face value. 

If you retire under a deferred retirement, you can enroll in the health, dental, and vision group insurances when you apply for pension benefits at age 50, but you will not be eligible for life insurance.

Health, Dental, and Vision Insurances Life Insurance

When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins. 

As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each. 

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Dependent Health Insurance Long Term Care (LTC) Insurance
Eligible dependents for health, dental, and vision insurance plans include your spouse (as long as he or she is not also enrolled separately as an eligible state employee or retiree) and your unmarried children by birth, legal adoption, or legal guardianship who are in your custody and dependent on you for support. Prudential has been selected as the new provider of Long-Term Care insurance effective February 1, 2012. For questions about your MetLife Long-Term Care plan, call MetLife Customer Service at 1-800-438-6388.

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 •  Retirees State Health Plan
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The retirement plan information that appears on this website is intended to summarize basic provisions of Public Act 182 of 1986, as amended.
Current laws, rates, and factors are subject to change. Should there be discrepancies between the information reflected here and the actual law,
the provisions of the law govern.



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