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Insurances |
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When you retire, you're eligible to continue in the state-sponsored group health, dental, and vision insurances. Your life insurance continues but at a reduced face value.
If you leave under a
deferred retirement, you can enroll in the health, dental, and vision group insurances when you begin receiving your pension at age
50, but you won't be eligible for the group life insurance.
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Health,
Dental, and Vision Insurances |
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Life
Insurance |
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When your retirement application is processed, we forward your insurance enrollment forms to the health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
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As a retiree, state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each. |
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Dependent Health Insurance |
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Long
Term Care (LTC) Insurance |
| Eligible
dependents for health, dental, and vision insurance plans include your
spouse (as long as he or she is not also separately enrolled as an eligible
state employee or retiree) and your unmarried children until the end of the
month in which they turn 19. |
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Long-term care insurance helps offset the cost of custodial care (not medical care) provided in a nursing facility or in the home. The state has established a group plan with MetLife for long-term care insurance for active (working) employees and retirees, as well as their parents, parents-in-law, grandparents, and grandparents-in-law. |
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