Payment Options > Equated and Survivor Options

You can elect any of the survivor options and can still choose the equated plan. These are known as the 100% equated, 75% equated, and 50% equated plan options.

To calculate your equated survivor pension, we start with your applicable (100, 75, or 50 percent) survivor pension amount. We then use that figure and your social security estimate at age 62 to determine your pre-62 and post-62 equated amount. 

If you are interested in receiving a combined equated and survivor option benefit estimate, refer to our online benefit estimator. 

Additional notes about the equated survivor option.

• If your beneficiary should die before you, your benefit will revert to a straight life equated plan.
• Upon your death, your survivor will receive the standard survivor amount calculated under a 100, 75, or 50 percent survivor benefit, as if the equated plan had not been chosen.