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ORS Public School Employees Retirement SystemMichigan.gov, Official Web Site for the State of Michigan
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ORSSCHOOLS Site Map
About Your Plan
 Membership
 MIP or Basic
 Contributions
 Your Account
 Your Member Statement
 Leaving School Employment
 Qualifying for Your Pension
 Estimating Your Pension
 Your FAC
 Payment Options
 Postretirement Increases
 Earning Service Credit
 Adding to Your Service Credit
 Disability Benefits
 Your Insurance Benefits
 Health Dental Vision
 Long-Term Care (LTC)
 Hearing Aid Coverage
 Insurance Rates
 Beneficiary/Death Benefits
 Retirement At A Glance
Service Credit - Earning and Purchasing
 Earning Service Credit
 Adding to Your Service Credit
 Types of Service Credit
 Act 88 - Reciprocal Retirement Act
 CETA
 Parental Leave
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 Out-of-System Public School
 Other Public Schools/Colleges
 Private Schools/Colleges
 Repayment of Refunded Contributions
 Sabbatical
 State of Michigan
 Universal Buy-In
 Workers' Compensation
 Calculating Actuarial Cost
 How to Purchase
 Member Billing Statement
 Direct Payment
 TDP Deductions
 TDP Calculators
 Plan-to-Plan Transfer
 Plan-to-Plan Transfer and a TDP
Ready to Retire
 Qualifying for Your Pension
 Estimating Your Pension
 Your FAC
 Payment Options
 Postretirement Increases
 Are You Ready?
 Choosing a Date
 Working After You Retire
 How to Apply
 Proving Your Age
 What to Expect After You Apply
 Your Insurance Benefits
 Health and Dental/Vision
 Dependent Coverage
 Long-Term Care (LTC)
 Premium Subsidies
 Insurance Rates
 Retirement at a Glance
After Retirement
 miAccount
 What to Expect After You Apply
 Your Insurance Benefits
 Health/Dental Vision Insurance
 Long Term Care (LTC)
 Dependent Coverage
 Hearing Aid Coverage
 Premium Subsidies
 Insurance Rates
 Working After You Retire
 Postretirement Increases
 What Your Survivors Should Know
 When to Contact ORS
 Address Change
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 Disability Retirement
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 EFT Change
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Leaving School Employment
Disability Protection
Benefit Estimator
Tutorials, Webinars, and Seminars
Forms and Publications
Board Information
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The retirement plan information that appears on this website is intended to summarize basic provisions of Public Act 300 of 1980, as amended.
Current laws, rates, and factors are subject to change. Should there be discrepancies between the information reflected here and the actual law,
the provisions of the law govern.



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