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Your Insurance Benefits |
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When you retire, you and your eligible dependents can enroll in the plan's group insurance offerings.
Your share of the insurance premium is deducted from your monthly pension payments. Click here to see current rates.
The health insurance plans include hearing aid coverage. If you choose not to enroll in one of the health plans a hearing aid benefit may be available (unless you took a deferred retirement and have less than 21 years of service).
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Health and Dental/Vision Insurance
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Dependent Coverage
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Coverage always begins on the first day of a calendar month. Your insurance coverage as a retiree can begin on your retirement effective date if you
apply online before your retirement effective date, and submit all
required proofs within ten days of your online application.
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Your eligible dependents are eligible to receive health, dental, and vision insurance. Your spouse is an eligible dependent to be covered. If he or she is also a public school retiree, you will be covered together under one contract. |
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Long Term Care (LTC) Insurance
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Hearing Aid Coverage
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| Prudential has been selected as
the new provider of Long-Term Care insurance effective February 1, 2012. For
questions about your MetLife Long-Term Care plan, call MetLife Customer Service
at 1-800-438-6388. |
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The health insurance plans include hearing aid coverage for those enrolled in the group health insurance. If you choose not to enroll in one of the health plans, a hearing aid benefit may still be available unless you took a deferred retirement and have less than 21 years of service. |
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Premium Subsidies
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Whether or not the state helps cover insurance premium costs depends on when membership with the Michigan Public School Employees Retirement System began as well as other factors.
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