Types of Service Credit

Each type of service credit has its own eligibility rules, special conditions, costs, and application procedure. In this section of the site we provide those details about each service credit type. We also provide a summary chart below.

It's not uncommon for members to have a number of service credit purchase or transfer options. If this is your situation, contact ORS, and a representative will explain the ramifications of each so that you can make an informed choice that best meets your needs.

A note about costs.

Depending on the type of service credit, the cost may be based on a flat percentage rate, an actuarial rate, or a combination of contributions and interest. Where possible, we give you details and examples so you can estimate your cost. You can always get an actual cost by following the steps under How to Purchase Service Credit .