ORS State Employees DB - Long Term Care (LTC) Insurance

Retirement Services/State Employees Defined Benefit Plan

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>	Qualifying for Your Pension

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>	Choosing a Date

>	Postretirement Increases

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>	Your Insurance Benefits

	Health, Dental, and Vision Insurance

	Life Insurance

	Long Term Care (LTC) Insurance

	Dependent Health Insurance

	Benefits for Life for State Retirees


>	What to Expect After You Apply

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Long Term Care (LTC) Insurance

Long-term care insurance helps offset the cost of custodial care (not medical care) provided in a nursing facility or in the home. The state has established a group plan with MetLife for long-term care insurance for active (working) employees and retirees, as well as their spouses, parents, parents-in-law, grandparents, and grandparents-in-law.

Couple talking with pharmacist. While the state negotiated this offering for employees and retirees, it neither encourages nor discourages you to enroll. Eligibility, enrollment, coverage, and cost questions about the long-term care insurance should be directed to MetLife at (800) GET-MET8 or http://stateofmichigan.metlife.com.