Reasons for Rejecting UCC Filings

Uniform Commercial Code (UCC) Tips on Trouble Free Filings

UCC1 and UCC3 filings can be rejected for a number of reasons. Under Article 9, it is the responsibility of filers to ensure their forms are complete and accurate. To ensure your filing is processed properly, please note the following:

Potential Reasons for Rejecting UCC1 Filings
  • No debtor last name; missing or incomplete address
  • No secured party name; missing or incomplete address
  • Submitted in an unacceptable medium
  • No minimum correct fee
  • Account number missing
  • Illegible writing
  • Debtor is not identified as either an individual or organization
  • No assignee name or address if applicable (Assignee should be listed on the UCC1 and the original secured party name should be listed on the UCC1 Addendum.)

Potential Reasons for Rejecting UCC3 Filings
  • Debtor name or address incomplete or missing when processing a name or address change
  • Assignee name, address and secure party name are missing when processing an assignment
  • Submitted in an unacceptable medium
  • No minimum correct fee
  • Account number missing
  • Illegible writing
  • Debtor is not identified as either an individual or organization
  • Not continued within six months prior to lapse
  • Original file number is missing
  • Original filing has lapsed or expired