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Are contacting consumers through telephone, email, website, or advertising that will result in a lead for a mortgage loan? The Office of Financial and Insurance Regulation issues first mortgage licenses and registrations to persons brokering, making/lending, or servicing loans secured by a first mortgage on real property located in Michigan and used, or improved for use, as a dwelling and designed for occupancy by 4 or fewer families or a land contract covering real property located in Michigan used, or improved for use, as a dwelling and designed for occupancy by 4 or fewer families.
Mortgage broker means a person who, directly or indirectly, does 1 or both of the following:
- Serves or offers to serve as an agent for a person in an attempt to obtain a mortgage loan.
- Serves or offers to serve as an agent for a person who makes or offers to make mortgage loans.
Mortgage broker activity is being conducted by persons who contact consumers through telephone, email, website, or advertising that result in a lead for a mortgage loan (even if a mortgage application is not taken).
If you need further assistance regarding program applicability or program contact information, please refer to the First Mortgage License & Registration page.
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