Automobile Insurance Protection

Under State law, MCL 500.2116a, an automobile insurer shall not refuse to insure, refuse to continue to insure, limit coverage available to, charge a reinstatement fee for, or increase the premiums for your automobile insurance solely because you failed to maintain insurance for a vehicle you owned during the 6-month period immediately preceding application if you certify on a form provided by the insurer that the lapse in coverage was because you were on active duty in the armed forces of the United States for a least 30 consecutive days and that the vehicle was not driven or moved during the 6-month period immediately preceding application or during the period of time the insurance was not maintained, whichever period is shorter.