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Reinstatement of Private Health Insurance

Under the SCRA, you are entitled to have your civilian health insurance reinstated when you return to civilian life following periods of active duty. Your insurer cannot require a waiting period nor can the insurer exclude you from coverage based a "condition which arose before or during the period of military service." You must apply no later than 120 days after the date of your termination or release from active duty. 50 USC App 4024.