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Social Security Number
Social Security number identity theft occurs when your Social Security number (SSN) is stolen, and the fraudster uses it for financial gain.
Request Your Free Annual Credit Report From All Three Credit Reporting Agencies Online Or By Calling 877-322-8228
A Fraud Alert Will Make It More Difficult For A Fraudster To Obtain Credit In Your Name
- By contacting just one of the three credit reporting agencies (CRAs), the other two will be notified of your fraud alert request
- Contact information for all three CRAs - you can contact the one of your choice:
- Equifax
Online: Equifax online fraud alert request form
Call: 800-525-6285 or 888-766-0008
Write: P.O. Box 740256, Atlanta, GA 30374
- Experian
Online: Experian online fraud alert request form
Call: 888-397-3742
Write: P.O. Box 4500, Allen, TX 75013
- TransUnion
Online: TransUnion online fraud alert request form
Call: 800-680-7289
Write: P.O. Box 2000, Chester, PA 19016
It Is Recommended That You File A Police Report
- Take along: ID, proof of your address, and proof of theft
- You will be provided with a copy
- Police departments are required to take your report under MCL 762.10C and MCL 780.754A
Request A Security/Credit Freeze On Your Credit Report To Prevent Third Parties From Accessing Your Credit Reports Unless You Grant Authorization
- You must request from all three credit reporting agencies:
Contact Your Financial Institution To Alert Them That You Were A Victim Of A Scam
Review Your Social Security Earnings Records For Accuracy
- Contact the Social Security Administration online or by calling 800-772-1213
Contact The Federal Trade Commission (FTC) To Report Identity Theft And To Obtain A Recovery Plan
Contact The Federal Internal Revenue Service (IRS) Identity Protections Specialized Unit Online Or By Calling 800-908-4490
- This will protect you from fraudsters who might file tax returns in your name
Monitor Your Credit On An Ongoing Basis By Requesting Your Free Annual Credit Report From All Three Credit Reporting Agencies Online Or By Calling 877-322-8228
Review Your Logins That Are In Use For Online Accounts
- Ensure login information used would not be easy for a fraudster to figure out
- Do not use your mother’s maiden name, your birthdate, or the last four digits of your social security number for account login authentication