DIFS Biographies and Public Officials

Anita G. FoxDirector Anita G. Fox

In January 2019, Michigan Governor Gretchen Whitmer appointed Anita G. Fox to her Cabinet as the Director of the Department of Insurance and Financial Services.

DIFS is the State of Michigan department responsible for regulating Michigan's insurance and financial services industries, including insurance companies and agents, banks, credit unions, and consumer finance companies, including mortgage and auto lenders and deferred presentment companies. DIFS provides a focal point for consumer protection, enables efficient and effective regulation, and positions the insurance and financial services sectors of Michigan's economy for growth. The agency is staffed by more than 350 professionals dedicated to protecting Michigan consumers by ensuring that the industries it regulates are safe and sound, follow state and federal law, and are entitled to the public confidence.

Prior to her appointment, Ms. Fox practiced law in Washington DC and Michigan, managing complex litigation in federal and state courts and providing advice and counsel to individuals and businesses on a broad range of topics. She has lectured in the U.S. and abroad, in addition to teaching Insurance Law at Michigan State University College of Law. Ms. Fox was inducted into the Federation of Defense and Corporate Counsel and recognized by Lawyers' Weekly as a Women in the Law honoree. She has also served in a staff advisory role on several U.S. Presidential campaigns and was appointed by Governor Jennifer Granholm to serve as board member and legal counsel for several charitable foundations.


Karin GygerChief of Staff Karin Gyger

Karin Gyger is the Chief Deputy Director at the Michigan Department of Insurance and Financial Services (DIFS). In this capacity, she leads the operations of the Department in conjunction with the DIFS Director, directs the implementation of the Department's initiatives, and oversees the Department's legislative activities.

Ms. Gyger began her employment at DIFS in 2011 as the Health Insurance Resource Specialist overseeing the Health Insurance Consumer Assistance Program and serving as the state's Affordable Care Act Ombudsperson. She worked as the Special Assistant to the Chief Deputy Director, and then as the Department's Manager of Insurance Policy and Research where she assisted with departmental priorities, strategic planning, and served as a legislative liaison. In her most recent role, Ms. Gyger served as Chief of Staff and Legislative Director where she was responsible for external affairs efforts and legislative initiatives. She has also represented DIFS on the Michigan Autism Council.

Prior to joining DIFS, Ms. Gyger spent 11 years working on legislation, state policy matters, and constituent concerns in the Michigan House of Representatives. She received her bachelor's degree from James Madison College at Michigan State University.


Bob BurnsChief Advisor to the Director Bob Burns

Bob Burns serves as Chief Advisor to the Director and has responsibility for the supervision of the Office of Financial and Administrative Services and the Office of Communications. In this role, he leads internal administrative functions, such as IT, human resources and department finance, as well as, internal and external communications and the department's outreach activities.

Mr. Burns has worked in state government since 2001 with leadership positions in two state Departments and in the legislature. Mr. Burns directed legislation and constituent services for a State Representative's office and served in a staff position at the Michigan State Senate. Mr. Burns also served as the Director of Government Affairs for the Department of Technology, Management and Budget (DTMB), during the Granholm Administration. Immediately prior to coming to DIFS, Mr. Burns was Director of the DTMB Real Estate Division, which executes a significant portion of the state's real estate transactions.

Before coming to state government, Burns worked in a family business in remodeling and residential development. Mr. Burns received his B.S. from Eastern Michigan University.


Judy WeaverSenior Deputy Director Judy Weaver

Judy Weaver serves as DIFS' Senior Deputy Director with responsibilities for the Office of Insurance Evaluation as well as overseeing the Office of Credit Unions and Office of Consumer Finance.

Ms. Weaver started her career over 30 years ago as a field examiner examining insurance companies, and has worked in financial analysis, examination, company licensing and receivership of insurers as well as market regulation of managed care entities during her career at DIFS.

She received her B.A. from Eastern Michigan University and also holds her certified financial examiner designation. She currently represents Michigan as chair of several working groups and a member of many other working groups and task forces at the National Association of Insurance Commissioners (NAIC).  Her work with these groups benefits both Michigan consumers and the insurance industry.


Randall S. GreggSenior Deputy Director Randall S. Gregg

Randall S. Gregg serves as DIFS' Senior Deputy Director and General Counsel with responsibilities for supervision of the Office of General Counsel, Office of Insurance Licensing and Market Regulation and Office of Banking.

Mr. Gregg has been licensed to practice law in Michigan since 2001.  He began his employment with DIFS in 2009 as a Senior Staff Attorney.  In 2010, he began serving as General Counsel and Director of the Office of General Counsel.  As General Counsel, Mr. Gregg provides legal advice to the Director of DIFS and oversees the Office of General Counsel staff to ensure that high quality legal assistance is provided to DIFS.  He also supervises all insurance company receivership proceedings for DIFS.

Mr. Gregg received his B.S. from Eastern Michigan University and a Juris Doctorate from Western Michigan University-Cooley Law School.  He currently represents DIFS on the National Association of Insurance Commissioners' Antifraud Taskforce and Receivership and Insolvency Taskforce.


Sarah WohlfordSenior Deputy Director Sarah Wohlford

Sarah Wohlford serves as DIFS' Senior Deputy Director and is responsible for supervising the Office of Consumer Services and the Office of Insurance Rates and Forms. Ms. Wohlford is also the Director of DIFS' Office of Research, Rules, and Appeals.

Ms. Wohlford holds a J.D. from the University of Michigan Law School, an M.A. from Rutgers University-New Brunswick, and a B.A. from Grinnell College. She has been licensed to practice law since 2006. Before joining DIFS in 2011, she worked in private practice.

Ms. Wohlford provides legal advice in multiple areas of state and federal law to DIFS staff. She also serves as DIFS' Regulatory Affairs Officer and as Special Deputy Director for the Patient's Right to Independent Review Act. Ms. Wohlford is a contributor to the Institute for Continuing Legal Education's Michigan Insurance Law and Practice.