DIFS Biographies

Anita G. FoxDirector Anita G. Fox

Anita G. Fox was appointed Director of the Department of Insurance and Financial Services (DIFS) by Michigan Governor Gretchen Whitmer effective January 14, 2019.

DIFS is the State of Michigan department responsible for regulating Michigan's financial industries, including banks, credit unions, and insurance and mortgage companies. DIFS provides a focal point for consumer protection, enables efficient and effective regulation, and positions the insurance and financial services sector of Michigan’s economy for growth. The agency is staffed by more than 350 professionals dedicated to promoting economic growth and protecting Michigan consumers by ensuring that the companies that it regulates are safe and sound, follow state and federal law, and are entitled to the public confidence.

Ms. Fox has more than three decades of legal experience, including managing complex litigation in federal and state courts in Michigan and nationwide. She is a recognized authority in insurance coverage. She has lectured for Mealy’s Insurance in the U.S. and abroad, in addition to teaching Insurance Law at Michigan State University College of Law. Ms. Fox was inducted into the Federation of Defense and Corporate Counsel. She has also served in a staff advisory role on several U.S. Presidential campaigns and was appointed by Governor Jennifer Granholm to serve as board member and legal counsel for a number of charitable foundations.


Teri MoranteChief Deputy Director Teri Morante

Teri Morante serves as DIFS’ Chief Deputy Director. Ms. Morante oversees the department’s Offices of Consumer Services, Consumer Finance, Rates and Forms and Financial & Administrative Services.

Ms. Morante previously served as the assistant vice president for regulatory and government affairs at Citizens Insurance Company in Howell, MI.

Before joining Citizens, Ms. Morante served in a variety of positions at the State of Michigan’s Insurance Bureau, including acting deputy commissioner for policy and legislation.

Ms. Morante has more than 30 years of experience in the insurance and legislative fields and has an extensive background in drafting legislation and testifying before the legislature. She has also served on a number of insurance industry boards and associations and co-authored several editions of the "Legislators Guide to Michigan’s Insurance Issues."

She received her B.S. from Western Michigan University.


Judy WeaverSenior Deputy Director Judy Weaver

Judy Weaver serves as DIFS’ Senior Deputy Director with responsibilities for the Office of Insurance Evaluation as well as overseeing the Office of Banking and the Office of Credit Unions.

Ms. Weaver started her career over 30 years ago as a field examiner examining insurance companies, and has worked in financial analysis, examination, and receivership of insurers as well as market regulation of managed care entities during her career at DIFS. 

She received her B.A. from Eastern Michigan University and also holds her certified financial examiner designation. She currently represents Michigan as chair of several working groups and a member of many other working groups and task forces at the National Association of Insurance Commissioners (NAIC).  Her work with these groups benefits both Michigan consumers and the insurance industry.


Randall S. GreggSenior Deputy Director Randall S. Gregg

Randall S. Gregg serves as DIFS’ Senior Deputy Director and General Counsel with responsibilities for supervision of the Office of General Counsel, Office of Insurance Licensing and Market Conduct and Office of Policy, Research and Communications. 

Mr. Gregg has been licensed to practice law in Michigan for approximately 17 years.  He began his employment with DIFS in 2009 as a Senior Staff Attorney.  In 2010, he began serving as General Counsel and Director of the Office of General Counsel.  As General Counsel, Mr. Gregg provides legal advice to the Director of DIFS and oversees the Office of General Counsel staff to ensure that effective legal assistance is provided to DIFS.  He also serves as the Freedom of Information Act Coordinator and supervises all insurance company receivership proceedings for DIFS.

Mr. Gregg received his B.S. from Eastern Michigan University and a Juris Doctorate from Western Michigan University-Cooley Law School.  He currently represents DIFS on the Interstate Insurance Product Review Commission and National Association of Insurance Commissioners’ International Relations Committee.